ICICI Bank Savings Account Opening Online & Offline

ICICI Bank offers you a plethora of benefits on savings accounts and enjoy a wide range of digital banking services. Continue reading to know about the opening process of ICICI Bank savings account, and it’s features and benefits 

ICICI Bank Savings Account Opening Online

Here is a step-by-step guide to follow on how to open an ICICI savings bank account using the online mode:

1. Visit the official website and click on ‘Savings Account’ from the ‘Accounts’ tab
2. Select the option ‘Open an Account Instantly’
3. Enter all your necessary details including email address, contact number, and PAN number
4. You will receive an OTP sent to your registered mobile number. Enter the OTP to verify your Aadhaar information
5. Tick the terms and conditions checkbox to agree to open an account
6. Complete the video KYC to avail benefits of the ICICI savings account

ICICI Bank Savings Account Opening Offline

Here is a step-by-step guide on how to open an ICICI bank savings account offline:

1. Visit ICICI Bank's nearest branch. Approach the executive for a savings account opening form
2. Fill out the form with all necessary details carefully to avoid rejection
3. Once the form is filled up, the executive will contact you for further verification of documents 
4. Upon successful verification, you need to deposit a certain amount, based on the minimum balance requirement

Your savings account is now active and the bank executive will provide you with a bank account passbook along with a debit card to make transactions easy and hassle-free. 

Eligibility Criteria

If you are looking to open a savings account in ICICI Bank, it is mandatory to meet the following eligibility criteria: 

• Indian residents, HUFs, and foreign nationals must be aged 18 years and above
• Savings accounts are allowed to be accessed by minors as well
• Senior citizens aged 60 years and above

Documents Required

While opening a savings account, you should keep some of your documents ready. Below are the documents required for the ICICI savings account:

• Aadhaar Card
• Valid Passport
• Voter ID Card
• Valid Driving License permanently
• NREGA Job Card
• Application letter received from National Population register

ICICI Bank Savings Account Features

Savings accounts are a perfect investment choice for all account holders. Like other banks, ICICI Bank also provides several exclusive features with the opening of savings accounts. Here is a detailed overview of those features:

• Instant Account Opening

ICICI Bank offers its customers to open a savings account instantly following a few simple steps. Thus, opening a savings account has become easier for account holders. 

• Easy Transactions

Users can send and receive payments through a savings account. This can be carried out through ATM/Debit card and NetBanking. Users thus need not depend on cash for carrying out transactions, especially during bill payments.

• Bill Payment

These days, ICICI Bank provides a facility for paying bills through a savings account. Thus, account holders can pay all bills directly from their savings accounts.

• Debit Card

Once you open a savings account, ICICI Bank, similar to other banks, sends a debit card to the mentioned address. An ATM or debit card not only allows one to access the account but also to make payments on time, whether at the store or through any online platform. It also allows you to access debit cards on the iMobile Pay app. 

• Exclusive Cash Back and Offers

You can get cash back instantly by paying bills or making any purchase online. This thereby also helps you to save.

ICICI Bank Savings Account Charges

The different charges imposed on ICICI bank savings account holders are as follows:

Note: All these charges are applicable for all kinds of ICICI savings accounts except ICICI Bank Private Banking/Wealth Management

ICICI Bank Savings Account Limit

There is no upper limit for account holders to deposit money in a savings account. Thus, there prevails complete flexibility to deposit money as you want. Accordingly, you can avail several benefits from the interest provided on your deposited amount. 

Helpline Number 

If you have any queries or issues related to your savings account, approach 'ask iPal' on the ICICI bank website as well as the mobile app. Furthermore, you can contact the 1800-1080 customer care number or reach out to the relationship manager. Or else, you can physically visit your nearest ICICI bank branch to resolve all your queries. 
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