Stamp Duty & Registration Charges in Kerala 2025

By Mayashree Acharya

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Updated on: Apr 17th, 2025

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6 min read

Stamp duty in Kerala is a crucial expense incurred when buying property. Gaining insight into stamp duty rates and the registration procedure can assist you in efficiently planning your property purchase budget in Kerala. Continue reading to find out about:

  • Stamp duty charges in Kerala
  • Registration fees in Kerala
  • Stamp duty for different deeds in Kerala
  • Calculation of stamp duty in Kerala

What is Stamp Duty in Kerala?

Stamp duty in Kerala is a tax imposed by the state government on property ownership transfers. It is a compulsory tax imposed on legal documents to authenticate property transactions, agreements, and various financial dealings. 

It acts as evidence of ownership and is required to be paid at the time of property registration. The rate differs based on the state, nature of the transaction, and property value.

Stamp Duty Rates & Registration Charges in Kerala in 2025 

Follow this table to know the Kerala stamp duty rates and property registration charges:

Ownership Type

Stamp Duty 

Property Registration Charges

Man8%2%
Woman8%2%
Joint 8%2%

Stamp Duty for Different Deeds in Kerala 

Here are the stamp duty in Kerala for different deeds:

Deed Type

Stamp Duty

Registration Fee

Adoption DeedRs. 250Rs. 1,050
Mortgage (possession of property is given or agreed to be given)Rs. 8 per Rs. 100 or part thereof for the amount secured in the deed2% for the amount secured
Mortgage (possession of property is not given or agreed to be given)Rs. 5 per Rs. 100 or part thereof for the amount secured in the deed2% for the amount secured
Partition among all or any of the members of the family and legal heirs of the deceased family member, if anyRs. 15 per Rs. 10,000 for the value or fair value, whichever is higher, of the separated share, subject to a minimum of Rs. 1,0001% of the fair value or market value
Partition (in any other case)6% of separated shares2% of separated shares
Will NILRs. 525
Certificate of Sale (granted to the purchaser of any property sold by public auction by a Civil or Revenue Court, Govt., Collector, or Revenue Officer)8%2%
Gift in Favour of Family Members or Legal Heirs of DeceasedRs. 2 per Rs. 1,000 (Min: Rs. 1,000)1% of fair value or market value (whichever is higher)
Gift in Favour of a Non-Family Person8%2% of fair value/ market value (whichever is higher)
Lease (Less than 1 year)Rs. 5 per Rs. 100 or part thereof of the total payable amount2% of the total sum payable under the lease
Lease (1 to 5 years)Rs. 5 per Rs. 100 or part thereof of the Average Annual Rent (AAR)2% of Average Annual Rent (AAR)
Lease (5 to 10 years)Rs. 8 per Rs. 100 or part thereof of AAR2% of AAR
Lease (10 to 20 years)Rs. 8 per Rs. 100 or part thereof of twice the AAR2% of twice the AAR
Lease (20 to 30 years)Rs. 8 per Rs. 100 or part thereof of thrice the AAR2% of thrice the AAR
Lease (30 to 100 years)Rs. 8 per Rs. 100 or part thereof of four times the AAR2% of four times the AAR
Lease (Above 100 years)Rs. 8 per Rs. 100 or part thereof of consideration equal to one-sixth of the whole amount2% of the one-sixth of the whole amount of the rent
Power of Attorney (for the sole purpose of registration for a single transaction)Rs. 50Rs. 210

Registration Charges in Kerala in 2025 

The registration charges for a property transaction are 2% of the market value. This remains the same for all cities in Kerala, irrespective of gender.

How to Calculate Stamp Duty in Kerala ?

Stamp duty in Kerala is calculated based on either the higher consideration value or the property transaction value mentioned in the sale deed.  

For instance, if a property's value is Rs. 60,00,000 and the consideration rate is Rs. 40,00,000, the stamp duty will be applied to the property transaction value. Thus, the stamp duty calculation will be as follows:

  • Property Cost: Rs. 60,00,000
  • Stamp Duty: 8% of Rs. 60,00,000 = Rs. 4,80,000
  • Registration Charges: 2% of Rs. 60,00,000 = Rs. 1,20,000
  • Total Charges to be Paid: Rs. 4,80,000 + Rs. 1,20,000 = Rs. 6,00,000

How to Pay Stamp Duty in Kerala?

There are two ways (online and offline) to pay your stamp duty in Kerala. Here is an explanation of both ways.

Online Payment Method

  • Visit the Kerala Registration Department’s website.
  • Login to the website by clicking on the ‘Doc Registration’ tab and ‘Login’. If you are a first-time user, click the ‘Doc Registration’ tab and click on ‘Create New User’. Enter the required details to log into the website.
  • After logging in, click on the ‘Doc Registration’ tab, select ‘Online Token Registration’ and ‘Available Token’. 
  • Fill out the mandatory fields and click on ‘View Token’. Select the available slot that suits you from the list.
  • Select the ‘Transaction Type’ and click ‘Submit’.
  • Provide all the details, including presenter details, claimant details, property details, enclosures, witnesses, stamp paper details and click ‘Update’.
  • Review the selected time and date and click ‘Accept & Submit to SR’.
  • Review the summary and click on ‘Accept & Continue’.
  • On the next screen, click on ‘Go’ to make the payment of stamp duty via net banking, debit card, or credit card.
  • Obtain an acknowledgement slip as proof of payment for future reference.

Offline Payment Method

  • Visit a designated bank or the local sub-registrar office to process the payment.
  • Provide necessary transaction details by completing the required payment form.
  • Pay the applicable amount using cash, a demand draft, or a cheque.
  • Obtain an official stamped receipt as proof of payment.

Exemptions & Concessions on Stamp Duty in Kerala

Unlike some states in India where the state government provides concessions and exemptions for women, in Kerala, you will not get such concessions. Therefore, the stamp duty and registration charges are the same for both male and female owners.

Stamp duty in Kerala and registration fees are key aspects of any property transaction. In Kerala, stamp duty is fixed at 8%, while registration charges are at 2%. Keeping up with Kerala's real estate regulations helps make informed decisions and avoid unexpected costs. 

Similar Articles:
1. Stamp Duty & Registration Charges in West Bengal 2025
2. Stamp Duty & Registration Charges in Haryana 2025
3. Stamp Duty & Registration Charges in MP 2025
4. Stamp Duty & Registration Charges in Telangana 2025
5. Stamp Duty & Registration Charges in Punjab 2025

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Frequently Asked Questions

What is the current stamp duty rate in Kerala?

In Kerala, stamp duty for property transactions is set at 8% of the property's market value and a 2% registration fee. These charges apply equally to all buyers, regardless of gender.

What are the current registration charges in Kerala?

In Kerala, property transactions incur a registration charge of 2% of the property's value and an 8% stamp duty.

What are the stamp duty charges for a gift deed in Kerala?

In Kerala, gift deed stamp duty is generally 8% of the property's value. However, the rate is reduced to Rs. 2 per Rs. 1,000 with a minimum of Rs. 1,000 for transfers between close relatives. 

How to calculate stamp duty and registration charges in Kerala?

To calculate stamp duty and registration charges in Kerala, use the higher of the property's market value or consideration value. Apply an 8% rate for stamp duty and 2% for registration fees. 

Can I pay stamp duty with a credit card in Kerala?

Yes, stamp duty in Kerala can be paid using a credit card through the state's online registration portal. The process involves choosing a secure payment method, such as net banking or credit/debit cards, and receiving a digital confirmation upon completion.

About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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