Stamp Duty & Registration Charges in Punjab 2025
Understanding the stamp duty in Punjab is necessary while buying a property. The stamp duty is also applicable on legal agreements, leases, and property acquisitions. Keep reading to know about the:
- Stamp duty and registration charges in Punjab
- Stamp duty for different types of deeds in Punjab
- Calculation of stamp duty in Punjab
What is Stamp Duty in Punjab?
Stamp duty in Punjab is a tax levied by the State Government. This tax is collected regarding property sales, ownership transfers, leases and legal documentation. Stamp duty is calculated as a percentage of the property's market value. According to Section 3 of the Indian Stamp Act of 1899, you are required to pay stamp duty and registration charges on property-related transactions to legally complete the process.
Stamp Duty Rates & Registration Charges in Punjab in 2025
The stamp duty and registration charges in Punjab are mandatory payments levied on the property buyer in the state. Here are the current rates and charges for Punjab:
Ownership Type | Stamp Duty | Registration Charges |
| Female | 5% | 1% |
| Male | 7% | 1% |
| Joint (Male and Female) | 6% | 1% |
| Joint (Male and Male) | 7% | 1% |
| Joint (Female and Female) | 5% | 1% |
Stamp Duty for Different Deeds in Punjab
Document-wise details of stamp duty in Punjab may vary depending on the property type, valuation, area, and nature of the buyers. The following table shows the Punjab stamp duty rates for different deeds in this state:
Deed Name | Stamp Duty | Registration Fee |
Sale/ Gift | 5% of the consideration amount + 1 % of SIC (Social Infrastructure Cess) | 1 % of the consideration amount (Max. Rs. 2 lakh) |
General Power of Attorney (up to 5 person) | Rs. 2,000/- | Rs. 400/- |
Transfer of Property | Nil | Nil |
Special Power of Attorney | Rs.1,000/- | Rs. 100/- |
General Power of Attorney (more than 5 persons) | Rs. 4,000/- | Rs. 400/- |
Cancellation of SPA | Rs. 500/- | Rs. 100/- |
Cancellation of GPA | Rs. 1,000/- | Rs. 400/- |
Mortgage Deed (with Possession) | 4% of the consideration amount | 1% of the consideration amount (Max. Rs. 2 lakh) |
Mortgage Deed (without Possession) | 4% of the consideration amount | 1 % of the consideration amount (Max. Rs. 2 lakh) |
Pattanama or Lease (from the period of lease from 1 to 5 years) | 8% of (Annual Average rent amount) | 1 % of Annual rent amount |
Pattanama or Lease (less than one year) | 4% of (Annual rent amount) | 1% of Annual rent amount |
Pattanama or Lease (from 10 to 20 years) | 3% of (Annual Average Rent x 2) | 1% of (Annual Rent x 2) |
Pattanama or Lease (from 5 to 10 years) | 3% of (Annual Average rent amount) | 1% of Annual rent amount |
Pattanama or Lease (from 30 to 99 years) | 3% of (Annual Average Rent x 4) | 1% of (Annual Rent x 4) |
Pattanama or Lease (from 20 to 30 years) | 3% of (Annual Average Rent x 3) | 1% of (Annual Rent x 3) |
Will or Cancellation of Will | Nil | Rs. 4,000/- |
Registration Charges in Punjab in 2025
The following table shows the registration charges which need to be paid for property sale and ownership in the state of Punjab:
Deed Name | Registration Fee |
Sale/ Gift | 1% of the Consideration amount (Max. Rs. 2 lakhs) |
Transfer of Property | Nil |
Special Power of Attorney | Rs. 100/- |
General Power of Attorney | Rs. 400/- |
Cancellation of SPA | Rs. 100/- |
Cancellation of GPA | Rs. 400/- |
Mortgage Deed | 1% of the consideration amount (Max. Rs. 2 lakh) |
How to Calculate Stamp Duty in Punjab?
The stamp duty on property in Punjab is charged as a percentage of the property’s market or transaction value. Here are the steps to calculate the stamp duty in Punjab 2025:
- The property’s transaction or market value needs to be determined.
- Find out the stamp duty and registration charges in Punjab.
- Apply the required stamp duty and registration rates to the property’s value.
- Add the calculated registration charges and stamp duty to get the total registration value.
Consider the following example:
Suppose Anupam buys a property worth Rs. 75,00,000 in the state of Punjab. As a male buyer, he will be charged a stamp duty of 7% as per the regulations in that state.
Therefore,
Stamp Duty = 7% of Rs. 75,00,000 = Rs. 5,25,000
Registration Charges = 1% of Rs. 75,00,000 = Rs. 75,000
So, the total value of registration = Rs. 6,00,000 (5,25,000 + 75,000).
How to Pay Stamp Duty in Punjab?
Here is how to pay stamp duty in Punjab:
- First, visit the SCHIL website.
- Then click on ‘Login’, select ‘e-Stamping’ and click on ‘Citizen Login’.
- Register and login using your credentials.
- Click on the ‘Pay Stamp Duty/eCourt Fee Generation/eRegistration Fee Payment’ option.
- Enter the required information.
- Make the payment there via net banking, credit or debit card
- Print out the e-stamp or receipt.
SHCIL also has many authorised collection centres, called ACC or stockholding e-stamping counters. They act as intermediaries between the buyer and SHCIL. If you opt for the offline method, you can take a print out of the ‘Application of Stamp Duty’, fill in the details and submit it along with the stamp duty charge in cash to the ACC or stockholding e-stamping counters.
Exemptions & Concessions on Stamp Duty in Punjab
A property buyer can get certain exceptions and concessions on stamp duty in Punjab. Female buyers in Punjab pay a concessional stamp duty rate of 5% compared to male buyers, who pay a stamp duty of 7%.
Paying stamp duty and registration charges is mandatory to complete the ownership and buying process of a property in Punjab. You can easily pay these charges online using the digital payment system. So, the next time you plan to buy a property in this state, ensure that you acquire complete knowledge about the registration and stamp duty rates in Punjab.
Similar Articles:
1. Stamp Duty & Registration Charges in West Bengal 2025
2. Stamp Duty & Registration Charges in Haryana 2025
3. Stamp Duty & Registration Charges in MP 2025
4. Stamp Duty & Registration Charges in Telangana 2025
5. Stamp Duty & Registration Charges in Kerala 2025
Frequently Asked Questions
Clear offers taxation & financial solutions to individuals, businesses, organizations & chartered accountants in India. Clear serves 1.5+ Million happy customers, 20000+ CAs & tax experts & 10000+ businesses across India.
Efiling Income Tax Returns(ITR) is made easy with Clear platform. Just upload your form 16, claim your deductions and get your acknowledgment number online. You can efile income tax return on your income from salary, house property, capital gains, business & profession and income from other sources. Further you can also file TDS returns, generate Form-16, use our Tax Calculator software, claim HRA, check refund status and generate rent receipts for Income Tax Filing.
CAs, experts and businesses can get GST ready with Clear GST software & certification course. Our GST Software helps CAs, tax experts & business to manage returns & invoices in an easy manner. Our Goods & Services Tax course includes tutorial videos, guides and expert assistance to help you in mastering Goods and Services Tax. Clear can also help you in getting your business registered for Goods & Services Tax Law.
Save taxes with Clear by investing in tax saving mutual funds (ELSS) online. Our experts suggest the best funds and you can get high returns by investing directly or through SIP. Download Black by ClearTax App to file returns from your mobile phone.
Cleartax is a product by Defmacro Software Pvt. Ltd.
Company PolicyTerms of use
ISO 27001
Data Center
SSL Certified Site
128-bit encryption