What Is AO Code For PAN Card?

By Mayashree Acharya

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Updated on: Aug 26th, 2025

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6 min read

An AO code for PAN card, also know as the Area Code for PAN card, is the Assessing Officer assigned to your PAN card. The AO code for the PAN card consists of four elements: the area code, the range code, the AO number and the AO type, which help in income tax assessment. 

Key Takeaways:

  1. AO code means the Assessing Officer Code in your PAN card.
  2. Area Code for PAN helps identify the Assessing Officer responsible for your tax jurisdiction. 
  3. Knowing the AO Code for PAN card is essential since it is required to be entered in the PAN card application form.
  4. You can find the Area Code for PAN card through the NSDL or the UTIITSL portal.

What Is The AO Code For PAN Card?

The AO code denotes the Assessing Officer for an individual PAN card. In other words, this code indicates the tax jurisdiction under which the PAN card application would fall. Therefore, this AO code in a PAN card assists the Income Tax Department in assessing the taxpayer and what tax laws apply to that particular person. 

For instance, if the applicant is an individual, he/she would need to pay taxes as per specific rules, but if they happen to be an organisation, the tax slab rates may differ. Thus, to ensure that every individual and company are taxed as per the appropriate tax rule, it is imperative to mention the right AO code. 

Components Of Area Code For PAN

The AO code consists of four components. This includes:

  • Area Code: This indicates the region of jurisdiction and is represented by 3 letters.
  • Range Code: It helps to locate the ward or circle of the PAN card holder’s permanent address. 
  • AO Type: It mentions the category of the applicant. It can be an organisation, individual, defence personnel or non-resident. 
  • AO Number: A unique number assigned to the Assessing Officer. 

What Are The Types Of Area Code For PAN Card?

There are mainly 4 types of AO codes that are intended to identify a company or an individual:

  • International Taxation: This applies to businesses and persons who are not established in India but are seeking a PAN card.
  • Non-International Taxation (Mumbai): This AO code applies to people or businesses who reside or are incorporated in Mumbai.
  • Non-International Taxation (Outside Mumbai): This applies to individuals or businesses based in India but located in other states except Mumbai. 
  • Defence Personnel: This applies to an individual who is a member of the Indian Army or Air Force.

How To Find AO Code For PAN Card Online?

You can find the area code for PAN card through the NSDL, UTIITSL or the Income Tax website.

Through NSDL Website

Step 1: Visit the NSDL website.

Step 2: Scroll down and click on the suitable alphabet to search for your city.

AO Code for a PAN through NSDL

Step 3: This will redirect you to a new page enlisting different city names. Now, click on the city you belong to.

Step 4: A new page will appear on the screen where you can check the area code, range code, AO number and AO type.

Through UTIITSL Website

Step  1: Visit the UTIITSL website.

Step  2: Click on the 'PAN Card Services' option and select 'Search for AO Code Details'. 

AO Code for a PAN card through UTIITSL

Step  3: Read the guidelines, choose the AO code type and click on 'View Details'. 

Step  4: Choose the city name by selecting the respective alphabet from the drop-down list. 

Step  5: Select from the city. The AO code details will be displayed on the screen. 

Through Income Tax Portal

Step 1: Visit the Income Tax e-filing website.

Step 2: Click on the ‘Know Your AO’ option under the ‘Quick Links’ heading.

Step 3: Enter your PAN and mobile number and click ‘Continue’.

PAN AO Code through Income Tax Portal

Step 4: Enter the OTP received on your mobile number and click ‘Validate’.

The Jurisdictional Assessing Officer Details, including the area code, range code, AO number and AO type, along with PAN card status will be displayed.

Area Code For PAN Of Top Cities In India

Here is the list of links to AO codes for top Indian cities:

AO Code for Top CitiesLinks
AO Code for PAN Card Chennaihttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=CHENNAI
AO Code for PAN Card Hyderabadhttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=HYDERABAD
AO Code for PAN Card Delhihttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=DELHI
AO Code for PAN Card Bangalorehttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=BANGALORE
AO Code for PAN Card Mumbaihttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=MUMBAI
AO Code for PAN Card Punehttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=PUNE
AO Code for PAN Card Ahmedabadhttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=AHMEDABAD
AO Code for PAN Card Surathttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=SURAT 
AO Code for PAN Card Kolkatahttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=KOLKATA 
AO Code for PAN Card Jaipurhttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=JAIPUR 
AO Code for PAN Card Lucknowhttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=LUCKNOW 
AO Code for PAN Card Vadodara  https://tin.tin.nsdl.com/pan/servlet/AOSearch?city=VADODARA 
AO Code for PAN Card Trivandrumhttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=TRIVANDRUM 
AO Code for PAN Card Ludhianahttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=LUDHIANA 
AO Code for PAN Card Gurgaonhttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=GURGAON 
AO Code for PAN Card Coimbatorehttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=COIMBATORE 
AO Code for PAN Card Patnahttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=PATNA 
AO Code for PAN Card Amritsarhttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=AMRITSAR 
AO Code for PAN Card Nagpurhttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=NAGPUR 
AO Code for PAN Card Agrahttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=AGRA 
AO Code for PAN Card Bhopalhttps://tin.tin.nsdl.com/pan/servlet/AOSearch?city=BHOPAL 

 How Is The AO Code For PAN Card Determined?

AO code for a PAN card is determined depending on the applicant's address and the Income Tax assessing officer's jurisdiction. AO code is determined based on the following conditions:

  • If you are an individual having sources of income other than salary, then your AO code will depend on your home address.
  • If you are an individual taxpayer solely dependent on the income that comes from your salary or a combination of salary and business earnings, then your AO code will be as per your official address.
  • If you are a HUF, LLP, partnership firm, trust, body of individuals, etc., then your AO code will be as per your office address.
  • If you an army personnel, then your AO code will be as follows:
DescriptionArea codeAO typeRange codeAO No.
ITO WARD 4(3),GHQ,PNEPNEW553
  • If you an air-force personnel, then your AO code will be as follows:
DescriptionArea CodeAO TypeRange CodeAO No.
ITO WARD 42(2)DELW722

How To Migrate Area Code For PAN Card?

You can migrate your AO code when you change your residence or office by following the below steps:  

Step 1: Write an application to your current AO stating the reason for the change as an address change.

Step 2: Write an application to the new AO requesting that he/she apply to the existing AO for the change.

Step 3: The current AO must approve the application. 

Step 4: Once the application is approved, it will be forwarded to the Income Tax Commissioner.

Step 5: After the Commissioner provides approval, the AO is changed.

The area code for PAN card is a crucial detail that consists of a unique combination of Area code, AO Type, Range Code, and AO Number. These codes provide information to the relevant tax authorities about tax rules that apply to an individual belonging to a specific jurisdiction. You can know your area code for PAN by searching for it online or by contacting your local income tax office. 

Related Articles:
1. What is PAN Card?
2. How To Apply For PAN Card?
3. PAN Card Form 49A
4. Know Your PAN Card Jurisdiction
5. PAN Card Eligibility
6. PAN Card Fees 

Frequently Asked Questions

What is an AO Code for PAN card?

AO code for PAN card signifies the Assessing Officer assigned to your PAN application, based on your jurisdiction. This code assists the Income Tax Department in assessing the tax jurisdiction and the taxpayer.

How to check for AO?

You can check the area code for PAN card online through the NSDL, UTIITSL or the Income Tax e-Filing website through the ‘Search for AO Code’ or ‘Know Your AO’ option.

Which is my Area Code?

You can find out your Area Code for PAN by visiting the NSDL or UTIITSL website, clicking on the ‘Search for AO Code’ option and selecting your city name.

What is the AO Code for students?

Students do not have an AO code and need not enter the AO code in the PAN card application.

Can I change my AO Code?

Yes, you can change your AO code if your jurisdiction changes, i.e., when you change your residence or office address. You can apply for AO code change by submitting an application to your current AO.

About the Author
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Mayashree Acharya

Senior Content Writer
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I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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