Canara Bank Debit Card Charges: Withdrawal Charges Per Year, Decline Charges
Canara Bank offers a range of debit cards to suit different customer needs, from premium users to students. With these cards, you can shop online, dine out, enjoy insurance benefits, book flights, and more. Read on to discover the latest Canara Bank debit card charges for 2025.
Canara Bank Debit Card Annual Charges
In the table below, you can verify the debit card annual charges for Canara Bank across different card types:
Debit Card Category | Variant Name | Annual Fee |
| Classic/ Standard Debit Card | RuPay Classic | Rs. 200 |
| Mastercard Standard | ||
| VISA Classic | ||
| Platinum Debit Card | RuPay Platinum | Rs. 500 |
| Mastercard Platinum | ||
| VISA Platinum | ||
| Select/ World Debit Card | RuPay Select | Rs. 1,000 |
| Mastercard World | ||
| Business Debit Card | Mastercard Business | Rs. 500 |
Note: The Canara Bank debit card annual fee is exclusive of GST, with an additional 18% GST applied at the time of deduction.
Canara Bank Debit Card Withdrawal Charges
Here is a quick overview of cash withdrawal charges when using a Canara Bank debit card:
- Transactions via Canara Bank ATMs: There is no upper limit set for fund transfers, both financial and non-financial.
- Transactions Through Other Bank ATMs: Canara Bank offers five free debit card transactions (financial and non-financial) per month, after which charges of ₹20 for financial and ₹10 for non-financial transactions are applied. However, transactions in metro cities are limited to 3, post which charges are applied.
- Withdrawal Charge At International ATM: Cardholders have to pay USD 1.7 for transaction requests initiated through a Canara Bank debit card at an international ATM.
Canara Bank Debit Card International Transaction Charges
If you want to use a Canara Bank debit card outside India, you should apply for their Platinum debit card. Some important fees linked to this card are listed here:
Type of Card Fee | Amount |
| Cash withdrawal fee outside India at other bank’s merchant establishment | Actuals or Rs. 6 + GST, whichever is more |
| Charge slip request at a third-party bank’s merchant establishment outside India | Actuals |
| Replacement card | Rs. 50 |
Canara Bank Debit Card Service Charges
Listed below are some important charges associated with Canara Bank:
| Enrolment fee | |
| Canara Card Visa corporate (Main card) | Rs 250 |
| Canara Card Visa Classic/Mastercard Standard/ Gold/ RuPay Select/ RuPay Platinum | NIL |
| Annual Fee | |
| Canara Card Visa corporate (Only for Add on cards): | Rs 400 |
| Canara Card Visa Classic/Mastercard Standard (Main & Add on): | NIL |
| Canara Card Gold (Main & Add on) : | NIL |
| Card Inactivity Fee | |
| Canara Card signature (Main & Add on) –: Applicable only if the card turnover during the card year is less than Rs. 2,00,000/- | Rs. 1000* |
| Canara Card Visa corporate (Main & Add on): | NIL |
| Canara Card Visa corporate (Main & Add on): | NIL |
| Canara Card Classic / Standard- (Main & Add on card) | 100* |
| Applicable only if the card turnover during the card year is less than Rs. 12000/- | |
Canara Card Gold (Main & Add on) –: Applicable only if the card turnover during the card year is less than Rs. 25000/- | 150* |
| Canara Card Platinum (Main & Add on) –: Applicable only if the card turnover during the card year is less than Rs. 50,000/- | 200* |
| Canara Card Select/ World (Main & Add on) –: Applicable only if the card turnover during the card year is less than Rs. 1,00,000/- | 300* |
Canara Bank Declined Transaction Charges
If a debit request is declined at an ATM other than Canara Bank, the cardholder will have to pay Rs. 10 per failed transaction.
Knowing the Canara Bank debit card charges allows customers to plan their monthly ATM withdrawals and manage their overall account balance better. If you have a particular query regarding a specific debit card offered by the bank, we highly recommend contacting the officials to get it cleared immediately.
Similar Banks Articles:
1. SBI Debit Card Charges
2. Axis Bank Debit Card Charges
3. HDFC Bank Debit Card Charges
4. ICICI Bank Debit Card Charges
5. Bank of Baroda Debit Card Charges
6. PNB Debit Card Charges
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