Bank of Baroda Debit Card Charges: Withdrawal Charges Per Year, Decline Charges
Bank of Baroda debit cards offer seamless transactions at online shopping sites, merchant outlets, and ATMs across India. Cardholders may notice charges labelled as ‘DCARDFEE’ or ‘Debit Card Fee’ in SMS alerts, which help customers get notified when these charges are issued. In this blog, we’ll cover the annual charges and other important fees associated with BOB debit cards.
Bank Of Baroda Annual Debit Card Charges
Depending on your BOB debit card type, the bank may levy a nominal annual fee. The four primary types of debit cards offered by BOB are as follows:
- Bank of Baroda RuPay Classic Debit Card
- Bank of Baroda RuPay Platinum DI Debit Card
- Bank of Baroda RuPay Qsparc NCMC Debit Card
- Bank of Baroda RuPay Select DI Debit Card
The annual debit card charges in Bank of Baroda for each of the above cards have been set at Rs. 100. This fee is waived for the first year, but after that, it will automatically be debited from the linked savings or current bank account.
BOB also offers the World Agniveer debit card for Agnipath scheme recruits, with no annual fee for those maintaining a salary account with the bank.
BOB Debit Card Withdrawal Charges
Fee Type | Amount |
| Cash withdrawals above the monthly free limit at other bank ATMs | ₹21 per transaction |
| Balance enquiry above free limits at other bank ATMs | ₹11 per transaction |
| Branch cash withdrawals (after five free transactions) for RuPay Platinum Debit Card | ₹150 per transaction |
| ATM withdrawals with RuPay Platinum Debit Card | Free (no charges) |
Bank Of Baroda International Debit Card Charges
The following charges associated with Bank of Baroda international debit cards are listed below:
Type of Card Fee | Amount |
| Card issuance fee | Rs. 300/- + taxes |
| Annual fee | Nil in the first year Thereafter, Rs. 300/- is charged plus taxes |
| Card re-issuance fee | Rs. 200/- + taxes |
Bank Of Baroda Debit Card Service Charges
Some common services related to BOB debit cards and their charges are listed below:
Nature of Service | Fee |
| Debit card issuance fee | Nil |
| Card maintenance fee (annual fee) | Rs. 100 |
| Debit card renewal cost | Nil |
| Account overdrawn charges | Rs. 200 |
| Card replacement cost | Rs. 200 |
| PIN regeneration fee | Rs. 150 |
| Fuel surcharges | 2.5% of the transaction amount + service tax (if applicable) or Rs. 10/- whichever is more |
BOB Declined Transaction Charges
Declined transaction charges can apply when a BOB customer has availed the auto-debit feature but the payment fails due to various reasons. The bounce fee for such a situation stands at a minimum of Rs. 500 or 2% of the payment amount, whichever is higher.
The annual charges for a Bank of Baroda debit card are quite nominal. In return, cardholders can enjoy uninterrupted online shopping and make purchases at various merchant locations for up to Rs. 50,000 in a single day. Moreover, if you have any lingering confusion about Bank of Baroda debit card charges for a particular card type, consider contacting the bank's help desk for a quick and effective response.
Similar Banks Articles:
1. SBI Debit Card Charges
2. Axis Bank Debit Card Charges
3. HDFC Bank Debit Card Charges
4. ICICI Bank Debit Card Charges
5. Canara Bank Debit Card Charges
6. PNB Debit Card Charges
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