GPay Transaction Limit Per Day in India 2025

With an increase in the use of digital payment platforms in India, Google Pay (GPay) has become a convenient option because of its seamless transaction features. With more reliance on digital transactions, there is a growing concern about transaction limits for GPay users. 

A proper understanding of these limits is essential for businesses and individuals as they impact the transactions they can carry out via bill payments, money transfers, and shopping. Referring to its own policies and the guidelines of RBI (Reserve Bank of India), Google once again revised the daily transaction limit of GPay for 2025, making it convenient for users.

Continue reading to gain more insights about the Google Pay transaction limit per day and the maximum transaction limit. 

GPay Limit Per Day in India 

Currently, the daily transaction limit across all UPI apps is Rs. 1,00,000. Thus, the maximum GPay transaction limit per day in India is Rs. 1,00,000. GPay allows you to transfer funds a maximum of 20 times per day. Once the limit of Rs. 1,00,000 or 20 times transfer has taken place, you will need to wait 24 hours to send money again via GPay. 

You can request up to a maximum of Rs. 2,000 per day from someone through VPA (Virtual Payment Address) in UPI. These limits help prevent fraud. 

After installing GPay, the first transaction you can make via GPay must be at least Rs. 50. You can make a maximum transaction of Rs. 5,000 within the first 24 hours of its installation. This limit is also applicable if you reinstall the GPay application for up to 24 hours. 

The GPay transaction limit for an IPO (Initial Public Offering) application is Rs. 5 lakh for non-institutional investors and Rs. 2 lakh for retail individual investors.

Google Pay Transaction Limit for All Banks 

Though the maximum GPay transaction limit is Rs. 1,00,000 per day, the daily limit and limit per transaction vary from bank to bank. Thus, users must know their bank limits to avoid declined payments and manage finances effectively. 

Here is a detailed overview of the GPay transaction limit applicable to all banks in India:

GPay Limit on Peer to Merchant (P2M) Transactions 

GPay imposes a limit on peer-to-merchant transactions, which allow users to transfer money to businesses or merchants on a daily basis through Google Pay. These limits are designed to maintain safety and security and depend on several factors, such as the user verification level, regional guidelines and transaction limit on a daily basis. 

Let's look into the GPay limit on peer-to-merchant transactions in more detail:

How to Increase GPay Limit?

Customers must contact their banks and request to increase the Google Pay transaction limit per day. The bank will review customers' account activity before approving a higher limit. 

Here are the brief steps for increasing the Google Pay transaction limit:

1. Provide the bank with all necessary information and relevant documents to verify your identity.
2. Link the bank account to your GPay account.
3. Request the bank increase the transfer limit.
4. Provide the bank with all necessary information and relevant documents to verify your identity.
5. A bank representative may approach you for further verification of details and approval to increase the limit.

It is essential to know the Google Pay transaction limit per day before using the GPay app to make any transaction. These limits are designed to meet users' demands for digital transactions. It will help users navigate digital payments better and facilitate smoother and more efficient transaction processes, contributing to a hassle-free transaction journey.

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