GPay Transaction Limit Per Day in India 2025

The Google Pay transaction limit per day remains Rs. 1,00,000 for most banks with a maximum of 20 transactions allowed per day. Additionally, Google Pay limits vary based on your bank and transaction type (e.g. P2P, merchant, or capital market transactions). Knowing these limits helps ensure seamless bill payments, shopping, and money transfers through UPI.

Read ahead to explore the full breakdown of the GPay limit per day, including bank-wise and transaction-specific details.

GPay Limit Per Day in India 

Google Pay Transaction Limit for All Banks 

Though the maximum GPay transaction limit is Rs. 1,00,000 per day, the daily limit and limit per transaction vary from bank to bank. Thus, users must know their bank limits to avoid declined payments and manage finances effectively. 

Here is a detailed overview of the GPay transaction limit applicable to all banks in India:

GPay Limit on Peer to Merchant (P2M) Transactions 

GPay imposes a limit on peer-to-merchant transactions, which allow users to transfer money to businesses or merchants on a daily basis through Google Pay. These limits are designed to maintain safety and security and depend on several factors, such as the user verification level, regional guidelines and transaction limit on a daily basis. 

Let's look into the GPay limit on peer-to-merchant transactions in more detail:

How to Increase GPay Limit?

Customers must contact their banks and request to increase the Google Pay transaction limit per day. The bank will review customers' account activity before approving a higher limit. 

Here are the brief steps for increasing the Google Pay transaction limit:

• Provide the bank with all necessary information and relevant documents to verify your identity.
• Link the bank account to your GPay account.
• Request the bank increase the transfer limit.
• Provide the bank with all necessary information and relevant documents to verify your identity.
• A bank representative may approach you for further verification of details and approval to increase the limit.

How GPay Daily Limits Apply in Everyday Transactions

To help you better understand how the Google Pay limit per day impacts your transactions, here are a few practical examples:

Example 1: Max Daily Transfer Reached

You send Rs. 25,000 four times in one day via GPay. This totals Rs. 1,00,000 which is the maximum Google Pay transaction limit per day. After that, you won’t be able to send any more money until the 24-hour window resets.

Example 2: First-Time User Limit

You’ve just installed Google Pay and try to pay Rs. 7,000 to a friend. The transaction fails because, for new or reinstalled users, the Google Pay limit per day is capped at Rs. 5,000 for the first 24 hours, and each transaction must be at least Rs. 50.

Example 3: Multiple Merchant Transactions

You use GPay to pay Rs. 50,000 for furniture and Rs. 30,000 in rent to your landlord. Since this totals Rs. 80,000, it is within the GPay limit per day of Rs. 1,00,000. You can still make one more transaction — provided the total and count stay within GPay’s 20-transfer daily cap.

Example 4: Requesting Money via VPA

You request Rs. 2,500 from a friend, but it fails. This happens because the request feature in GPay (using UPI VPA) is limited to Rs. 2,000 per day.

These real-world scenarios show how critical it is to stay aware of your Google Pay transaction limit per day to avoid failed payments and plan high-value transfers effectively.

Final Word

It is essential to know the Google Pay transaction limit per day before using the GPay app to make any transaction. These limits are designed to meet users' demands for digital transactions. It will help users navigate digital payments better and facilitate smoother and more efficient transaction processes, contributing to a hassle-free transaction journey.

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