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How to Enable International Transactions on HDFC Debit Cards?

By Mayashree Acharya

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Updated on: May 8th, 2024

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3 min read

Enabling international transactions on your HDFC debit card allows you to use it for purchases and withdrawals outside your home country. This feature is helpful for individuals who frequently make online purchases from international merchants or travel abroad. 

To ensure smooth transactions abroad, HDFC Bank provides a straightforward process to activate international usage on your debit card. Go through this article to learn how to enable international transactions on the HDFC debit card and other crucial details related to it.

Activate International Transactions for HDFC Debit Card Through Net Banking

Follow the steps below to activate international transactions on an HDFC debit card:

Step 1: Log in to your HDFC bank net banking account.

Step 2: Go to the ‘Cards’ tab at the top of the page and select ‘Debit Cards’.

Step 3: Click on the ‘Request’ option and choose ‘Set Card Controls/ Usage’.

Step 4: Select the card and click on ‘Customise’.

Step 5: Select the ‘International Usage Limits’ option and switch the toggle button to 'ON' to enable the international usage option.

Step 6: Enter the card details and click ‘Confirm’.

You can also set or limit your international transaction limit by clicking on ‘Modify International Limit’. The HDFC debit cards eligible for international transactions are for salary, current, and savings accounts.

Activate International Transactions for HDFC  Debit Cards Through Mobile Banking

To enable international transactions on HDFC debit cards through mobile banking, follow the steps mentioned below: 

Step 1: Open the HDFC mobile application on your mobile phone and log in using your credentials.

Step 2: Click on the ‘Menu’ option in the application's top right corner.

Step 3: Select the ‘Pay’ option from the menu bar.

Step 4: Choose ‘Cards’ and then select ‘Debit Cards.’

Step 5: Click on the specific HDFC debit card you wish to enable international transactions for.

Step 6: On the next page, click ‘Show More’, navigate to the ‘Limits’ section and click on ‘Customise’.

Step 7: Under the ‘International’ section, switch the toggle button to 'ON' to activate international transactions for your HDFC debit card.

Step 8: Verify your debit card by entering the card details.

Enable International Usage for HDFC  Debit Cards By Customer Care

Another way you can activate international transactions on your HDFC debit card is by connecting with the bank on their customer care number. You can reach out to the HDFC Bank customer care number by dialling 1800 1600 or 1800 2600 and activate international transactions. 

Other Ways to Activate or Enable HDFC  Debit Card

Another way to enable international transactions on HDFC debit cards is to visit the nearest HDFC Bank branch and ask a bank executive to activate them for you. 

HDFC International Debit Card Transaction Fee

Here is a table highlighting the HDFC debit card international transaction charges:

Description Fee
Decline charges for insufficient balances (For other banks’ international ATMs and international merchant outlets or online stores) Rs. 25 and additional applicable taxes per transaction
Cross-currency mark-up charges on foreign currency transactions 3.5% and additional taxes on foreign currency transactions carried out on your debit cards
ATM charges 
  • Rs. 25 and additional taxes, which are applicable per balance enquiry 
  • Rs. 125 and additional taxes which are applicable taxes per cash withdrawal + 3.5% cross currency markup for the non-managed segment. 
  • Rs. 15 and additional taxes, which are applicable per balance enquiry 
  • Rs. 110 and additional taxes per cash withdrawal + 3.5% cross currency markup for the managed segment.

You can enable international transactions on the HDFC debit card through various methods like SMS, net banking, mobile banking, or contacting customer care. By following these simple steps, you can conveniently use your HDFC debit card for purchases and withdrawals worldwide.

Related Articles:
How to Enable International Transactions on Axis Debit Cards?
How to Enable International Transactions on ICICI Debit Card?
How to Enable International Transactions on SBI Debit Cards?

Related HDFC Articles:
1. HDFC NetBanking
2. HDFC Bank Timings: Opening Time, Lunch Time, Closing Time & Saturday Timings
3. HDFC Credit Card Cash Withdrawal Charges
4. How to Link Aadhaar with HDFC Bank Account Online and Offline?
5. HDFC Bank Savings Account Interest Rate & Minimum Balance
6. HDFC Credit Card Activation - How To Activate HDFC Credit Card?
7. HDFC Bank Customer ID - How To Get/Find HDFC Customer ID?
8. HDFC Credit Card Status - HDFC Bank Credit Card Application Status
9. HDFC Credit Card Reward Points - How To Redeem HDFC Credit Card Reward Points?
10. HDFC Debit Card PIN Generation - How to Generate HDFC Debit Card PIN?
11. HDFC BANK FD Calculator
12. HDFC Bank RD Calculator
13. HDFC FD Interest Rates
14. HDFC RD Interest Rates

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Frequently Asked Questions

Does the HDFC debit card work abroad?

Yes, you can use your HDFC debit card internationally by enabling international transactions. 

What are the international transaction charges for HDFC platinum debit cards?

International transaction charges of 3.5% + applicable taxes are applied on HDFC platinum debit cards.

Why has my HDFC debit card declined in international transactions?

Usually, your HDFC debit card for international transactions is declined because banks identify and flag these transactions as suspicious or unusual. In such cases, the bank representatives contact the cardholders, and if they are unable to reach the customer, the bank will decline the transaction.  

How to check if your HDFC debit card is eligible for international transactions?

To see if your HDFC card is eligible for international transactions, log in to your HDFC bank account with your credentials. Under the ‘Cards’ tab, click on ‘Debit Cards’. If you see that your card is not eligible for international transactions, you can request the bank by clicking on ‘Set International Usage’.

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I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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