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Debit cards are typically issued for domestic transactions, and banks generally keep international usage disabled unless you specifically request it. For example, the State Bank of India (SBI) requires you to activate international usage on your debit card to conduct transactions like booking flights, dining, shopping, or making purchases while traveling abroad.
Activating international transactions on your SBI debit card is a simple process. In this article, we’ll guide you through the steps to enable international usage and provide essential details to ensure a seamless banking experience while overseas.
The following are the steps you need to follow if you are looking to activate international transactions on the SBI debit card via net banking:
Step 1: Log in to the SBl net banking portal using your credentials.
Step 2: After logging in, click on the ‘e-services’ tab.
Step 3: Select ‘Debit Card services’ from the drop-down list and click on ‘ATM cum Debit Card’.
Step 4: Choose the ‘ATM Card Limit/Channel/Usage Change’ option.
Step 5: Select your account, enter your account number and click ‘Continue’.
Step 6: Select your card number, select service as ‘Change Usage Type’ and click ‘Submit’.
Step 7: Next, select the usage type as ‘International Usage’, select ‘Enable International Usage’ and click ‘Submit’.
Step 8: Enter the OTP received on your mobile phone and click ‘Submit’.
Here is how to activate your SBI debit card for international transactions through the SBI Yono app:
Step 1: Download the SBI YONO app on your mobile phone.
Step 2: Log in to the app using your 6-digit PIN.
Step 3: Click on the ‘Accounts’ option and click on ‘My Debit Cards’.
Step 4: Select your account, select the card and click on the ‘Manage Usage & Limits’ option available at the bottom.
Step 5: Enable the ‘International Usage’ option, set the limits and click ‘Save Changes’.
Step 6: Enter the OTP and click ‘Submit’.
To enable international usage for your SBI debit card through SMS, follow these simple steps:
Step 1: Ensure your mobile number is registered with the State Bank of India.
Step 2: Send a message to 09223966666 in the following format - SWON INTL CCCC.
Here CCCC is the last four digits of your debit card in which you want to enable international transactions.
You can also enable international transactions on the SBI debit card by calling SBI’s customer care number - 1800 1234, 1800 2100, 1800 11 2211 or 1800 425 3800. Call SBI’s customer care through your registered mobile number, provide your debit card number, and ask them to enable international usage.
Another way to enable international transactions on SBI debit cards is to visit the nearest SBI branch and ask a bank executive to activate them for you.
The following table mentions the SBI debit card international transaction charges:
Description | Fee |
Balance enquiry at ATMs | Rs. 25 and applicable GST |
ATM cash withdrawal transactions | Rs. 100 and 3.5% along with applicable GST |
Point of Sale (PoS) or e-commerce transactions | 3% of the transaction amount and applicable GST |
Activate international transactions on your SBI debit card to make payments in foreign currencies without carrying cash. In case of loss or theft, you can quickly block your card from anywhere, ensuring security.
This guide outlines the steps to enable this feature for hassle-free global transactions.
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How to Enable International Transactions on ICICI Debit Card?
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