How to Enable International Transactions on SBI Debit Cards?

By Mayashree Acharya

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Updated on: Jun 3rd, 2025

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3 min read

If you're planning to travel abroad or shop on international websites, must know how to activate international transactions on your SBI debit card. This step is essential for making international purchases, hotel bookings, and ATM withdrawals in foreign countries. You can enable international transactions on your SBI debit card through Net Banking, the YONO app, SMS, or by contacting customer care. 

  • Enable it easily through SBI Net Banking by selecting ‘Change Usage Type’ and choosing International Usage
  • Use the SBI YONO app to manage debit card usage settings and activate international transactions
  • Send an SMS in this format: SWON INTL followed by the last 4 digits of your debit card to 09223966666
  • Call SBI customer care and request to activate international usage on your debit card
  • Visit your nearest SBI branch and ask the bank executive to enable international transaction manually

Below is a step-by-step guide on how to enable international transaction on SBI debit card through all available methods.

How to Activate International Transaction on SBI Debit Card via Net Banking?

The steps given below guide you on how to activate international transactions on the SBI debit card via net banking:

Step 1: Log in to the SBl net banking portal using your credentials.

Step 2: After logging in, click on the ‘e-services’ tab.

Step 3: Select ‘Debit Card services’ from the drop-down list and click on ‘ATM cum Debit Card’.

Step 4: Choose the ‘ATM Card Limit/Channel/Usage Change’ option.

Step 5: Select your account, enter your account number and click ‘Continue’.

Step 6: Select your card number, select service as ‘Change Usage Type’ and click ‘Submit’.

Step 7: Next, select the usage type as ‘International Usage’, select ‘Enable International Usage’ and click ‘Submit’.

Step 8: Enter the OTP received on your mobile phone and click ‘Submit’.

How to Activate International Transaction on SBI Debit Card through the YONO App?

Here is how to activate your SBI debit card for international transactions through the SBI Yono app:

Step 1: Download the SBI YONO app on your mobile phone.

Step 2: Log in to the app using your 6-digit PIN.

Step 3: Click on the ‘Accounts’ option and click on ‘My Debit Cards’.

Step 4: Select your account, select the card and click on the ‘Manage Usage & Limits’ option available at the bottom.

Step 5: Enable the ‘International Usage’ option, set the limits and click ‘Save Changes’.

Step 6: Enter the OTP and click ‘Submit’.

How to Enable International Usage for SBI Debit Card Through SMS?

One of the quickest ways to activate international transaction on your SBI debit card is through SMS. Just follow the steps below:

Step 1: Ensure that your mobile number is registered with your SBI account.

Step 2: Send an SMS in the following format to 09223966666 - SWON INTL followed by the last 4 digits of your debit card. For example: SWON INTL 1234.

How to Enable International Usage for SBI Debit Card by Customer Care?

You can also enable international transactions on the SBI debit card by calling SBI’s customer care number1800 1234, 1800 2100, 1800 11 2211 or 1800 425 3800. Call SBI’s customer care through your registered mobile number, provide your debit card number, and ask them to enable international usage.

Other Ways to Activate or Enable SBI Debit Card

Another way to enable international transactions on SBI debit cards is to visit the nearest SBI branch and ask a bank executive to activate them for you. 

SBI Debit Card International Transaction Fee

The following table mentions the SBI debit card international transaction charges:  

Description Fee
Balance enquiry at ATMs₹25 and applicable GST
ATM cash withdrawal transactions₹100 and 3.5% along with applicable GST
Point of Sale (PoS) or e-commerce transactions3% of the transaction amount and applicable GST

To make international purchases or ATM withdrawals abroad, it's important to enable international transactions on your SBI debit card. Whether you prefer using SBI Net Banking, the YONO app, SMS, or customer care, SBI offers multiple ways to activate international transactions on your SBI debit card. In case of loss or theft, you can quickly block your card from anywhere using the app.

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Frequently Asked Questions

Does the SBI debit card work abroad?

Yes, your SBI debit card works abroad. You can use your SBI international debit card to shop on your preferred international websites and make purchases wherever you go. 

How to make my SBI debit card eligible for international transactions?

You can make your SBI debit card eligible for international transactions by activating the international usage facility. The activation can be done through Internet banking, mobile banking, sending an SMS, or visiting the bank branch. 

Why is my SBI debit card not working for international transactions?

Your SBI debit card may not be usable for international transactions due to various reasons. One common reason could be that your card is not enabled for international usage. Additionally, there could be issues with your card’s expiration date or insufficient funds, or the bank may have blocked it for security reasons. 

About the Author
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Mayashree Acharya

Senior Content Writer
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I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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