PAN Card Verification - Guide on How to Verify PAN Card

The PAN or Permanent Account Number is an identity document issued by the income tax department for every citizen residing in India. From opening a bank account to investing in mutual funds, almost every transaction above a certain limit has to be authenticated by a PAN card. Moreover, your PAN card also acts as identity proof when required for different purposes of your daily life. 

If you already have a PAN card or have just applied for it, verifying the details on your card before using it for an official purpose is always advisable. Thus, in this article, we will delve deeper into the concept of PAN card verification, its types, eligibility, required documents, and much more. Read along to get further insights.

What is PAN Card Verification?

The PAN card verification is quite a straightforward process. You can complete this process conveniently, provided you have all the necessary details. The Income tax department has authorised NSDL e-Governance Infrastructure Limited to issue PAN cards. You can verify your PAN details online by visiting your NSDL e-Governance service portal.

PAN verifications are required to ensure that the PAN card details are valid, deleted or deactivated. This verification will provide clarity on various aspects such as if the PAN card is fake or if it is missing from the income tax department’s database or not.

Types of PAN Card Verification

There are three main types of PAN card verification online process, which are as follows:

1. File-Based PAN Card Verification

This is a type of PAN card verification carried out by the government or organisations who are looking forward to verifying in bulk, such as 1000 PAN cards in a similar structure mentioned by Protean eGov Technologies.

2. Screen-Based PAN Card Verification

The screen-based verification is a type of PAN card verification that allows us to get up to five PAN cards verified at once.

3. Software (API)-Based PAN Card Verification

This API-based PAN card verification allows users to authenticate PAN details by accessing the verification site with the help of a software application.

Verify PAN Card Status Online using Name and DOB.

Here are the steps you can follow to verify your PAN card verification status online by simply using your name and date of birth (DOB):

Step 1: Navigate to the Income Tax e-filing portal website.
Step 2: Then look for the 'Verify PAN Status' option in the left-hand panel.
Step 3: Enter your PAN details, your name as in your PAN card, mobile number, and date of birth and then click on ‘continue’.
Step 4: Now you will receive an OTP in your registered mobile number, enter the same and click on the ‘Validate’ to proceed.
Step 5: Once you are done with the verification process, your PAN card status will be displayed on your screen.

PAN Verification by Aadhaar Card

Here are the steps guiding you to complete the process of PAN verification by entering your Aadhaar details:

Step 1: Navigate to the official Income Tax e-filing website.
Step 2: Then click on the ‘Link Aadhaar’ option under the ‘Quick Links’ section.
Step 3: Then you will be redirected to the PAN verification page.
Step 4: Here you will have to enter your PAN and Aadhaar number in the ‘Link Aadhaar Status’ section.
Step 5: Now click on ‘Validate’ to check the verification status of your PAN card linked to your Aadhaar.

What is UTIITSL and How to Verify the PAN Card Issued by the Company?

UTIITSL or UTI Infrastructure Technology and Services Limited is owned by the Government of India and is one of the largest financial service companies in India. The company provides fintech solutions to the financial sectors of GOI (Government of India). It also allows the citizen's PAN card and associated services, which you can apply directly from their website.

Follow these above-mentioned steps to verify the PAN card issued by the company: 

Step 1: Navigate to the UTIITSL website.
Step 2: Enter the coupon number and date of birth in the specified field for a new application.
Step 3: Then simply fill in the captcha.
Step 4: Once you submit your captcha code, the status of your PAN verification will appear on your screen.

Verification of Applicability Under Section 194N

Listed below are some of the steps guiding you to verify the applicability under Section 194N:

Step 1: To start with, navigate to the official website of the Income tax dept.
Step 2: Then from the homepage click on the 'TDS on Cash Withdrawal' option.
Step 3: Then enter your PAN number along with your mobile number in the respective fields and click on ‘Continue’.
Step 4: You will receive a one-time password in your registered mobile number, enter the OTP and click on ‘Continue’.
Step 5: Now the percentage of TDS deductible will be displayed on your screen.

Eligibility for PAN Verification

The PAN verification facility is available to the following individuals and entities:

Government Bodies: 

• Central Government Agencies
• State Government Agencies

Financial Institutions and Regulators:

• Reserve Bank of India (RBI)
• Banks
• Payment banks approved by RBI
• NBFCs approved by RBI
• Prepaid Payment Instrument Issuers approved by RBI
• Housing Finance Companies
• Mutual Funds
• Credit Card Companies or Institutions
• Credit Information Companies approved by RBI
• Payment and Settlement System Operators authorised by RBI

Tax and Regulatory Bodies:

• Income Tax Projects
• Department of Commercial Taxes
• Stamp and Registration Department
• Companies and Government Deductors
• Companies filing Annual Information Return (AIR) or Statement of Financial Transaction (SFT)

Insurance and Investment Entities:

• Insurance Companies and Insurance Web Aggregators
• Insurance Repositories
• IRDAI approved direct brokers for both Life insurance & General Insurance
• Investment Advisors approved by SEBI
• Registrar & Transfer Agents approved by SEBI

Education and Technology:

• Educational Institutions established by Regulatory Bodies
• Open Network for Digital Commerce (ONDC)
• Public Finance Management System (PFMS)

Pension and Retirement Services:

• PFRDA-approved Points of Presence for Online Platforms
• Central Recordkeeping Agency for NPS (National Pension System)

Stock Market and Exchanges:

• Stock Exchanges, Clearing Corporations or Commodity Exchanges
• Depositories
• Depository Participants

Others:

• Goods and Services Tax Network (GSTN)
• DSC Issuing Authorities
• KYC Registration Agencies (KRA) or Central KYC Registry

Details Required in Order to Register Online PAN Verification

Here are some of the details you are required to know in order to carry out a PAN verification online:

Documents Required for Online PAN Verification

Here is the list of documents required for verifying your PAN card online:

Documents required for organisations:

• Organisation name
• Organisation category
• PAN and TAN of the organisation
• Organisation contact details
• Other organisation details

Digital Signature Certificate details required:

• Certifying authority name
• Digital signature certification serial number
• Class of digital signature certificate
• Digital signature certificate validity period

Payment details required are:

• Payment mode
• Number of instruments
• Payment amount
• Issuing Bank and branch name
• Payment instrument date

Now that you have a clear understanding of PAN card verification, you can ensure authenticity and prevent any kind of misuse. Whether you are an individual, employer, or organisation, the process is straightforward and can be completed effortlessly through online and offline methods based on your convenience. By taking the time to verify your PAN card, you not only comply with legal and financial regulations but also safeguard your financial identity.