Stamp Duty & Registration Charges in Karnataka 2025

In Karnataka, real estate transactions attract stamp duty and registration fees, which are compulsory for legal validation and official recording. Usually, the property buyers must pay these charges to comply with the state regulations. This article covers:

• Stamp duty charges in Karnataka
• Registration charges in Karnataka
• Stamp duty charges for different types of deeds
• How do you calculate the stamp duty and registration charges?

What is Stamp Duty in Karnataka?

Stamp duty is a legal tax payable after the execution of property transactions. Registration and stamp duty charges comprise a considerable share of transaction costs, determined based on the value, type, and location of the property.

Stamp duty bears an extra cost when someone sets out to purchase an immovable property. The payment of stamp duty is absolutely necessary to legalise the property transactions.

Stamp Duty Rates & Registration Charges in Karnataka in 2025 

Here is a list of charges for registration and stamp duty in Karnataka 2025:

Stamp Duty & Registration Charges for Different Cities in Karnataka 

The stamp duty and registration charges are the same across all cities in Karnataka. The stamp duty charge for registration is 2% to 5%, depending on the property value, and the registration charge is 1% based on the property’s value. 

Stamp Duty for Different Deeds in Karnataka

Here is a list of stamp duty for the different deeds applicable in Karnataka:

Registration Charges in Karnataka in 2025

The registration charges for a property transaction in Karnataka are 1% of the property market value. This remains the same for all cities, irrespective of gender.

How to Calculate Stamp Duty in Karnataka?

The calculation of stamp duty is solely based on the property’s consideration amount or value (whichever is more). The rates differ depending on the transaction type and property value. It is calculated as a percentage of the property value. 

For example:

Suppose Sanjay is purchasing a residential apartment in Bengaluru with a market value of Rs. 60 lakhs. 

Stamp duty = 5% of 60,00,000 = Rs. 3,00,000

Registration charges = 1% of 60,00,000 = Rs. 60,000

Thus, Sanjay has to pay Rs. 3,60,000 (3,00,000 + 60,000) during the time of registration. 

How to Pay Stamp Duty in Karnataka?

There are two ways to pay stamp duty in Karnataka, which are as follows:

E-stamping

Karnataka provides e-stamping for property documents. To pay stamp duty charges, follow the below process:

• First, visit the SCHIL website.
• Then click on ‘Login’, select ‘e-Stamping’ and click on ‘Citizen Login’. 
• Register and login using your credentials.
• Click on the ‘Pay Stamp Duty/eCourt Fee Generation/eRegistration Fee Payment’ option.
• Enter the required information.
• Make the payment there via net banking, credit or debit card
• Print out the e-stamp or receipt.

SHCIL also has many authorised collection centres, called ACC or stockholding e-stamping counters. They act as intermediaries between the buyer and SHCIL. If you opt for the offline method, you can take a print out of the ‘Application of Stamp Duty’, fill in the details and submit it along with the stamp duty charge in cash to the ACC or stockholding e-stamping counters.

Franking

Another method to pay stamp duty is through franking. Visit the authorised franking centre or a bank to frank property documents in Karnataka. They will assist in the process and ensure that the documents meet the necessary legal requirements. 

Exemptions & Concessions on Stamp Duty in Karnataka

There is a 100% exemption of stamp duty for MSMEs for loan agreements, mortgages, credit deeds and hypothecation deeds executed for availing loans from the following:

• Khadi And Village Industries Commission
• Karnataka State SC/ST Development Corporation
• Regional Rural Banks
• Co-Operative Banks
• National Level Financial Institutions
• State Financial Corporation
• Commercial Banks
• Khadi And Village Industries Board
• Karnataka State Minority Development Corporation 

Once you know the stamp duty and registration fees in Karnataka, it becomes easy for you to calculate property sales and purchases charges. The registration fees and stamp duty in the Karnataka state depends on the property value and transaction type.

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