Stamp Duty & Registration Charges in Tamil Nadu 2025

By Mayashree Acharya

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Updated on: Apr 17th, 2025

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6 min read

A stamp duty is a crucial part of real estate dealings. This stamp duty is different in various states of India and applies to all types of deeds or transfer instruments, such as conveyance deeds, gift deeds, agreements to sell, etc. In this article, learn about:

  • Stamp duty in Tamil Nadu
  • Registration charges in Tamil Nadu
  • Stamp duty for different deeds in Tamil Nadu

What is Stamp Duty in Tamil Nadu?

Anyone making a property transaction in Tamil Nadu must mandatorily pay the stamp duty and the registration fee to ensure the property’s ownership is legalised and registered. The rates of stamp duty in Tamil Nadu are standardised. 

However, these rates might vary depending on the deed type and transaction type. From 1 April 2025, the Tamil Nadu Government provides a concession on registration charges for women where the property is valued below Rs. 10 lakh. 

Registration Charges & Stamp Duty Rates in Tamil Nadu in 2025

Paying the stamp duty is important to protect buyers in case of fraud, as these tax payments make a record in the government books that ensures the safety of your transaction. Here is a table comprising stamp duty rates and registration charges based on gender:

Gender

Registration Fees 

Tamil Nadu Stamp Duty Rates

Female4% 7% 
Female (For properties valued up to Rs. 10 lakh)3% (From 1 April 2025)7%
Male4% 7%

(These rates are the percentage value of the property’s market value).

Stamp Duty for Different Deeds in Tamil Nadu

Different types of deeds in Tamil Nadu have different stamp duty rates and registration fees. The table shows the stamp duty for various deeds in Tamil Nadu:

Deed Type

Stamp Duty

Registration Charges

Exchange Deed7% of the market value of the property.4% of the market value of the property.
Gift Deed7% of the market value of the property.4% of the market value of the property.
Sale/conveyance Deed7% of the market value of the property4% of the market value of the property.
Simple Mortgage Deed1% of loan amount subject to a  maximum of Rs. 40,0001% of loan amount subject to a  maximum of Rs. 10,000
Mortgage with Possession Deed4% of the loan principal amount.1% to a maximum of Rs. Rs. 2,00,000
Lease Deed (below 30 years)1% of the total rent, premiums, fines, etc.1% subject to a maximum of Rs. 20,000
Lease Deed (Up to 99 years)4% of the total rent, premiums, fines, etc.1% subject to a maximum of Rs. 20,000
Lease Deed (Above 99 years or perpetual lease)7% of the total rent, premiums, fines, etc.1% subject to a maximum of Rs. 20,000
General Power of Attorney (for the sale of an immovable property)Rs. 100Rs. 10,000
General Power of Attorney (for the sale of an immovable property  given to family member)Rs. 100Rs. 1,000
General Power of Attorney (for the sale of a movable property)Rs. 100Rs. 50
General Power of Attorney (when power is given for consideration)4% on the consideration value1% on consideration or Rs. 10,000, whichever is higher
Settlement in favour of family members1% of the market value of a property, subject to a maximum of Rs. 25,0001% on the market value of the property, subject to a maximum of Rs. 4,000
Other Cases of Settlement7% of the market value of a property4% of the market value
Release among family members1% of the market value of a property, subject to a maximum of Rs. 25,0001% on the market value of the property, subject to a maximum of Rs. 4,000
Release in between non-family members7% on the market value of a property1% on the market value of the property 
Partition among family members1% of the market value of a property, subject to a maximum of Rs. 25,000 for each share1% subject to a maximum of Rs. 4,000 for each share
Partition among non-family members4% of the market value of a property for separated shares1% on the market value of the property for separated shares
Partnership deed (Where the capital does not exceed Rs. 500)Rs. 501% on the capital invested
Partnership deed (Other cases)Rs. 3001% on the capital invested

Registration Charges in Tamil Nadu in 2025

The registration charges for the sale of a property are 4% of the market value. This remains the same for all cities in Tamil Nadu. However, from 1 April 2025, the government has given a relaxation of 1% on registration charges for women. Thus, any woman purchasing property whose value is below Rs. 10 lakh has to pay registration charges of 3% of the market value.

How To Calculate Stamp Duty in Tamil Nadu?

The state government charges stamp duty on a percentage based on the market value of the property. Let us understand this with an example.

Suppose Rajarshi buys a property at Rs. 60,00,000 where the stamp duty is 7% and the registration fee is 4% of market value. Stamp duty in Tamil Nadu and registration fees will be as follows:

Stamp duty: 60,00,000 x 7% =  Rs. 4,20,000

Registration fees: 60,00,000 x 4% = Rs. 60,000

Thus, Rajarshi must pay Rs. 4,80,000 (Rs. 4,20,000 + Rs. 60,000)

How to Pay Stamp Duty in Tamil Nadu?

There are both online and offline ways for you to pay your stamp duty in Tamil Nadu. Here is an explanation of both ways.

Payment of Stamp Duty in Tamil Nadu Online

  • Visit the  SCHIL website.
  • Click on ‘e-Stamping’ and select your state as ‘Tamil Nadu’ in the ‘State List’.
  • Download the ‘Application form for Stamp Duty Payment’.
  • Print out the form, fill it out and visit your nearest Stock Holding e-Stamping counter.
  • Pay up your stamp duty via any mode of payment of your choice including NEFT, RTGS, direct account transfer, etc.

Payment of stamp duty in Tamil Nadu offline

  • Buy a stamp duty paper from the treasury or use franking to get your document stamped.
  • Visit the sub-registrar’s office in your city.
  • Fill out the application form to pay stamp duty.
  • Pay your stamp duty using any mode of payment like NEFT, RTGS, debit and credit cards and cash. 

Exemptions & Concessions on Stamp Duty in Tamil Nadu

Tamil Nadu state government provides exemptions and concessions on stamp duty and registration fees based on certain types of properties and different individuals. Here is a list of different types of concessions provided by the Tamil Nadu state government:

  • Purchasing of Agricultural Land: The state government provides concessions in stamp duty in the registration fee when you buy agricultural land and solely use it for agricultural purposes. This promotes agricultural growth in Tamil Nadu.
  • Government Schemes for Affordable Housing: Tamil Nadu state government provides exemptions on stamp duty and registration fee for affordable housing for the poor. Lower to middle-class people can avail this opportunity for building their houses.

Tamil Nadu state government charges stamp duty and registration fee up to 7% and 4% respectively. However, they do provide concessions and exemptions on different types of properties and deeds, like a gift deed among related family members to enjoy relief on stamp duty rates.

Similar Articles:
1. Stamp Duty & Registration Charges in West Bengal 2025
2. Stamp Duty & Registration Charges in Gujarat 2025
3. Stamp Duty & Registration Charges in Karnataka 2025
4. Stamp Duty & Registration Charges in Delhi 2025
5. Stamp Duty & Registration Charges in Rajasthan 2025
6. Stamp Duty & Registration Charges in Uttar Pradesh (UP) 2025

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Frequently Asked Questions

What is the current stamp duty rate in Tamil Nadu?

Stamp duty rates in Tamil Nadu can reach 7% of the property's market value. However, these rates vary depending on the type of property transaction and the individuals purchasing the property.

What are the current registration charges in Tamil Nadu?

Property registration charges in Tamil Nadu go up to 4% of the property’s market value. However, this rate is reduced to 3% of the property’s market value for women dealing in properties below Rs. 10 lakh from 1 April 2025.

What are the stamp duty charges for a gift deed in Tamil Nadu?

Gift deed stamp duty in Tamil Nadu is 7% of the property’s market value. If property is gifted to blood relatives like parents, children, siblings, etc., they receive concessions in stamp duty rates.

How to calculate stamp duty and registration charges in Tamil Nadu?

Stamp duty is a tax percentage that is charged on the market value of a property. It is calculated at 4% for men, women and joint owners (men and women). For women, it is calculated at 3% for properties below Rs. 10 lakh after 1 April 2025.

Can I pay stamp duty by credit card in Tamil Nadu?

Yes, the Tamil Nadu State Government allows stamp duty payment via credit card along with other modes of transaction such as cash, cheque, NEFT, RTGS, etc.

About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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