A stamp duty is a crucial part of real estate dealings. This stamp duty is different in various states of India and applies to all types of deeds or transfer instruments, such as conveyance deeds, gift deeds, agreements to sell, etc. In this article, learn about:
Anyone making a property transaction in Tamil Nadu must mandatorily pay the stamp duty and the registration fee to ensure the property’s ownership is legalised and registered. The rates of stamp duty in Tamil Nadu are standardised.
However, these rates might vary depending on the deed type and transaction type. From 1 April 2025, the Tamil Nadu Government provides a concession on registration charges for women where the property is valued below Rs. 10 lakh.
Paying the stamp duty is important to protect buyers in case of fraud, as these tax payments make a record in the government books that ensures the safety of your transaction. Here is a table comprising stamp duty rates and registration charges based on gender:
Gender | Registration Fees | Tamil Nadu Stamp Duty Rates |
Female | 4% | 7% |
Female (For properties valued up to Rs. 10 lakh) | 3% (From 1 April 2025) | 7% |
Male | 4% | 7% |
(These rates are the percentage value of the property’s market value).
Different types of deeds in Tamil Nadu have different stamp duty rates and registration fees. The table shows the stamp duty for various deeds in Tamil Nadu:
Deed Type | Stamp Duty | Registration Charges |
Exchange Deed | 7% of the market value of the property. | 4% of the market value of the property. |
Gift Deed | 7% of the market value of the property. | 4% of the market value of the property. |
Sale/conveyance Deed | 7% of the market value of the property | 4% of the market value of the property. |
Simple Mortgage Deed | 1% of loan amount subject to a maximum of Rs. 40,000 | 1% of loan amount subject to a maximum of Rs. 10,000 |
Mortgage with Possession Deed | 4% of the loan principal amount. | 1% to a maximum of Rs. Rs. 2,00,000 |
Lease Deed (below 30 years) | 1% of the total rent, premiums, fines, etc. | 1% subject to a maximum of Rs. 20,000 |
Lease Deed (Up to 99 years) | 4% of the total rent, premiums, fines, etc. | 1% subject to a maximum of Rs. 20,000 |
Lease Deed (Above 99 years or perpetual lease) | 7% of the total rent, premiums, fines, etc. | 1% subject to a maximum of Rs. 20,000 |
General Power of Attorney (for the sale of an immovable property) | Rs. 100 | Rs. 10,000 |
General Power of Attorney (for the sale of an immovable property given to family member) | Rs. 100 | Rs. 1,000 |
General Power of Attorney (for the sale of a movable property) | Rs. 100 | Rs. 50 |
General Power of Attorney (when power is given for consideration) | 4% on the consideration value | 1% on consideration or Rs. 10,000, whichever is higher |
Settlement in favour of family members | 1% of the market value of a property, subject to a maximum of Rs. 25,000 | 1% on the market value of the property, subject to a maximum of Rs. 4,000 |
Other Cases of Settlement | 7% of the market value of a property | 4% of the market value |
Release among family members | 1% of the market value of a property, subject to a maximum of Rs. 25,000 | 1% on the market value of the property, subject to a maximum of Rs. 4,000 |
Release in between non-family members | 7% on the market value of a property | 1% on the market value of the property |
Partition among family members | 1% of the market value of a property, subject to a maximum of Rs. 25,000 for each share | 1% subject to a maximum of Rs. 4,000 for each share |
Partition among non-family members | 4% of the market value of a property for separated shares | 1% on the market value of the property for separated shares |
Partnership deed (Where the capital does not exceed Rs. 500) | Rs. 50 | 1% on the capital invested |
Partnership deed (Other cases) | Rs. 300 | 1% on the capital invested |
The registration charges for the sale of a property are 4% of the market value. This remains the same for all cities in Tamil Nadu. However, from 1 April 2025, the government has given a relaxation of 1% on registration charges for women. Thus, any woman purchasing property whose value is below Rs. 10 lakh has to pay registration charges of 3% of the market value.
The state government charges stamp duty on a percentage based on the market value of the property. Let us understand this with an example.
Suppose Rajarshi buys a property at Rs. 60,00,000 where the stamp duty is 7% and the registration fee is 4% of market value. Stamp duty in Tamil Nadu and registration fees will be as follows:
Stamp duty: 60,00,000 x 7% = Rs. 4,20,000
Registration fees: 60,00,000 x 4% = Rs. 60,000
Thus, Rajarshi must pay Rs. 4,80,000 (Rs. 4,20,000 + Rs. 60,000)
There are both online and offline ways for you to pay your stamp duty in Tamil Nadu. Here is an explanation of both ways.
Tamil Nadu state government provides exemptions and concessions on stamp duty and registration fees based on certain types of properties and different individuals. Here is a list of different types of concessions provided by the Tamil Nadu state government:
Tamil Nadu state government charges stamp duty and registration fee up to 7% and 4% respectively. However, they do provide concessions and exemptions on different types of properties and deeds, like a gift deed among related family members to enjoy relief on stamp duty rates.
Similar Articles:
1. Stamp Duty & Registration Charges in West Bengal 2025
2. Stamp Duty & Registration Charges in Gujarat 2025
3. Stamp Duty & Registration Charges in Karnataka 2025
4. Stamp Duty & Registration Charges in Delhi 2025
5. Stamp Duty & Registration Charges in Rajasthan 2025
6. Stamp Duty & Registration Charges in Uttar Pradesh (UP) 2025