How to Close PNB Account Online & Offline?

Punjab National Bank (PNB Bank) is a leading Indian public sector bank headquartered in New Delhi. The bank is widely known for offering various personal banking products and services. Despite its popularity, there may be instances where an account holder wishes to close their bank account. 

In this article, we will walk you through a comprehensive guide on how to close PNB bank accounts and the charges for closing the account. 

PNB Account Closing Charges

The account closing charges for Punjab National Bank (PNB) account may vary depending on factors such as the type of account and the duration for which it was held. The following table outlines the charges applicable upon closing a PNB Account:

PNB Current Account Closure Form

Account holders must obtain the account closure application form from the home branch to close a PNB current account. The form should be filled accurately with all required details and submitted to the bank along with account-related physical products such as ATM/debit cards, chequebooks (unused), passbooks, etc. However, it is advisable to withdraw or transfer the funds to another account before submitting the form.

How to Close a PNB Account Online? 

Unlike some other Indian banks, PNB does not provide an online account closure facility. To close your account, you must visit the home branch where the account was opened. 

How to Close PNB Account Offline? 

Here is a step-by-step process you need to follow to close your PNB savings/current account: 

Step 1: Visit the home branch of Punjab National Bank and obtain the PNB account closure form from a bank representative. 

Step 2: Carefully fill in all the required details on the form. If the account is held jointly, you must ensure that the name and signature of the other account holders are included.

Step 3: Bring along one copy of each of your ID and KYC documents required for closing a PNB account.

Step 4: Gather the account-related products such as your passport, chequebook and debit card.

Step 5: Withdraw the funds existing in your account and settle all your outstanding dues. 

Step 6: Submit the form along with all the other documents to the PNB home branch. 

How to Close a PNB Account Without Going to the Bank? 

Unfortunately, there is no service available at the moment through which you will be able to close your PNB account without visiting the branch. You must visit the PNB Bank branch in person where you have an account, obtain the account closure form and fill it out. Then, you will have to submit the form and the necessary documents to the bank branch for closing your account.

How to Close a PNB Account Through Net Banking? 

There is no service provided by PNB Bank through which you can opt for your account closure via net banking. Instead, you need to visit the bank in person, obtain the account closure form and submit it to the bank along with the required documents.

How to Close a PNB Account Through a Mobile App? 

Even though PNB Bank has its own personalised app for the convenience of its customers, it does not offer services through which you would be able to close your account. Hence, to close your PNB Bank account, you need to visit the bank in person and submit a duly filled account closure form along with the required documents.

This was all about how to close PNB bank accounts. Now that you are familiar with the account closure process, you can conveniently initiate it. However, you must ensure to verify the account closure charges before proceeding, as they are subject to change.

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