Document

SBI Net Banking - How to Activate and Login to SBI Net Banking?

By Mayashree Acharya

|

Updated on: Jun 7th, 2024

|

7 min read

State Bank of India (SBI), the largest public sector bank in India, offers a net banking facility to its customers, both retail customers as well as corporate customers. This online facility enables customers to conveniently perform various banking tasks from any location at any time. However, customers must first activate their net banking accounts to enjoy this convenience.

In this article, we will walk you through a comprehensive guide on how to activate your SBI net banking account while highlighting all the associated factors that you need to know. 

What Is SBI Net Banking? 

In addition to its extensive branch network, the State Bank of India operates through its net banking portal, offering 24x7 banking services to both retail and corporate customers. Designed with cutting-edge technology and advanced features, this portal facilitates various banking activities such as downloading account statements, printing passbooks, online bill payments, cash withdrawals, applying for chequebooks, creating demand drafts and so on. 

SBI Net Banking Features

The following are the salient features of SBI net banking that you can avail of at your convenience:

  • Check account details, such as account balance, previous transactions, etc.
  • Conveniently transfer funds within your own accounts or conduct third-party transfers 
  • Update your nomination and KYC details
  • Make payments for NPS, PPF, SIP, etc.
  • Make online payments for utility bills, mobile/DTH recharge, leisure expenses, etc. 
  • Open various accounts with SBI, such as RD, FD, Demat, etc. 
  • Pay taxes, e-verify income tax returns, view TDS certificates and interest certificates
  • Set up standing instructions for timely payments, transfers or auto-debits

SBI Net Banking Registration

SBI customers must satisfy the following criteria to be able to register for SBI net banking services online:

  • Have a savings account with SBI.
  • Must have linked their mobile numbers with the bank account.
  • Must have a valid ATM card.

How to Activate SBI Net Banking?

The following is a stepwise process to activate SBI net banking:

Step 1: Visit the SBI Online website.

SBI Login

Step 2: Click on ‘New User Registration’ under the ‘Personal Banking’ section. 

SBI Netbanking registration

Step 3: A pop-up window will appear on the screen to confirm that you have not received an Internet banking kit. Click on ‘OK’.

Please note that if your bank has given you the SBI Netbanking credentials/kit, then you need not register for SBI Netbanking. You can directly log in by entering the user ID and password provided by the bank.

SBI Netbanking Registration

Step 4: A pop-up will appear. Here, select the ‘New User Registration’ option from the drop-down menu and click ‘Next’.

SBI Netbanking Registration

Step 5: In the next screen that appears, fill up the details such as the account number, CIF number, branch code, country, registered mobile number, and the facility you want to sign-up for. Also, enter the captcha code correctly. 

If you are unable to figure out the branch code, you can find it under the ‘Get Branch Code’ option. You must enter the state and the branch name to get the branch code.

Under the ‘Facility Required’ field, you can select one of the following options: View, limited transactions, and full transactions.

After filling in all the details, click on ‘I agree’ and then ‘Submit’ button.

SBI Netbanking Registration Form

Step 6: An OTP will be sent to the registered mobile number. Enter the OTP on the screen and click ‘Confirm’.

Step 7: Select the option ‘I have my ATM card’ and click ‘Submit’.

Step 8: Now, enter the ATM card details on the screen and click ‘Submit’.

Step 9: A temporary username will be displayed on the screen; take note of this username.

Step 10: Set a password and click ‘Submit’ to complete the registration process. 

Documents Required for SBI Netbanking

To activate the SBI Net Banking portal, you do not need to provide any documents. You just need to ensure that you have the following details readily available

  • SBI Account Number 
  • SBI Branch Code
  • Registered Mobile Number 
  • SBI ATM Card Details 
  • CIF Number 
  • Name of the Country

SBI Net Banking Login

Here is a step-by-step guide on how to log in for both personal and corporate banking in the SBI online net banking portal.

Personal Banking 

Step 1: Visit the SBI Online website.

SBI Netbanking Login

Step 2: Click on the ‘Login’ button under the ‘Personal Banking’ section.

SBI Netbanking Login

Step 3: On the next page, click on ‘Continue to Login’ button. 

SBI Netbanking Login

Step 4: Enter your username, password and Captcha code and click ‘Login’ to access your account.

SBI Netbanking Login

Step 5: You will be redirected to the homepage where you can access all information related to your account. You must also set the profile password when you login for the first time.

SBI Netbanking Dashboard

Corporate Banking

Step 1: Visit the SBI Online website.

SBI Corporate login

Step 2: Click on the ‘Login’ button under the ‘YONO SBI Corporate Banking’ section.

SBI Bank Corporate Login

Step 3: Enter your User ID, password and Captcha code and click ‘Login’ to access your account.

SBI corporate login page

SBI Bank Net Banking Limit

The following table provides the per-day limit applicable to the different types of transactions you can conduct via SBI net banking:

Transactions 

Per Day Limit 

Transfer within Self Accounts

Rs. 2,00,00,000

Fixed/Recurring Deposit

Rs. 99,99,999

Third-Party Transfer within SBI

Rs. 10,00,000

Interbank Transfer - NEFT and RTGS 

Rs. 10,00,000

IMPS

Rs. 5,00,000

Quick Transfer

Rs. 50,000

Credit Card VISA Transfer

Rs. 1,00,000

mCash

Rs. 2,202 

UPI

Rs. 1,00,000

QR Cash Withdrawal

Rs. 4,000

YONO Cash

Rs. 20,000

Mobile Top Up, SBI Prepaid Cards Payment, DTH Recharge, Postpaid Bill Payment and SBI Life Premium

Rs. 50,000

How to Open an SBI Account Online? 

Follow the below steps to open an SBI account online (Fixed Deposit, Recurring Deposit, NPS, PPF, Demat and SSA)  via its net banking website: 

Step 1: Visit the SBI Online website and click ‘Login’.

Step 2: Enter your username, password and Captcha code and click ‘Login’.

Step 3: Click on the ‘Deposit & Investment’ tab.

SBI accounts

Step 4: Select the account you want to open, enter the details and click ‘Submit’. 

Step 5: After form submission, visit the SBI branch and provide the supporting KYC documents. 

A SBI bank representative will process your account opening application and verify your documents. Upon successful verification, your bank account will be activated. However, this process could take around 3-5 business days. 

How to Check Balance Through SBI Net Banking? 

Step 1: Visit the SBI Online website and click ‘Login’.

Step 2: Enter your username, password and Captcha code and click ‘Login’.

Step 3: The homepage will appear. Here, click on 'Account Summary’ option available under the ‘Quick Links’.

SBI Netbanking Dashboard

Step 4: On the next page, click on ‘Click here for balance’ to know the balance.

SBI Netbanking Balance Check

SBI Bank Net Banking Password

There are 3 ways through which you can reset your SBI Net banking password: 

  • By visiting the bank branch
  • Using the profile password
  • Using details of ATM card

You can visit the bank branch and reset your password. Alternatively, you can reset password online on the SBI portal by providing your profile password or ATM card details. The steps to reset SBI Netbanking password online are as follows:

Step 1: Visit the SBI Online website.

Step 2: Click ‘Login’ under ‘Personal Banking’ section.

Step 3: Click on the ‘Continue to Login’ button.

Step 4: In the login screen, click ‘Forgot Username/ Login Password’.

SBI Netbanking password reset

Step 5: A pop-up window will appear with a dropdown menu. Select the ‘Forgot My Login Password’ option and click ‘Next’.

SBI Netbanking forgot password

Step 6: In the following screen, provide details such as username, account number, date of birth, mobile number, country, and captcha code and click ‘Submit’.

SBI Netbanking forgot password

Step 7: An OTP will be sent to your registered mobile number. Enter this OTP on the screen and click ‘Confirm’.

Step 8: You will be redirected to a page where you can reset the password. Select either ‘Using ATM Card Details’ or ‘Using Profile Password’ option and click ‘Submit’.

Step 9: On the next screen, enter the required details, i.e. either your ATM card details or profile password, and click ‘Confirm’.

Step 10: You will get the reference number along with a link below to return to the retail portal. Click on the link.

SBI Netbanking password reset

Step 11: Enter the new password and click ‘Submit’. You can login to SBI Netbanking by entering the new password.

SBI Netbanking password reset

SBI Bank Net Banking Customer Care

Here are the toll-free helpline numbers that you can dial to contact the SBI Customer Care team:

  • 18001234
  • 18002100
  • 1800112211
  • 18004253800
  • 08026599990

To stay relevant with the current digital landscape, the State Bank of India introduced its net banking facility, allowing customers to manage their finances online conveniently. Bank activities such as cash transfers, account balance checks, bill payments, etc., can be easily done through your SBI net banking account. 

Related Articles:

SBI Mobile Banking

SBI Debit Card Charges

How to Apply for SBI ATM Card Online and Offline

SBI UPI Limit

SBI Annuity Deposit Scheme

HDFC Bank Netbanking

Canara Bank Netbanking

ICICI Bank Netbanking

Axis Bank Netbanking

Can't get yourself started on taxes?
Get a Cleartax expert to handle all your tax filing start-to-finish

Frequently Asked Questions

How can I get my SBI online banking username and password?

You need to have an SBI account at a branch. You will need to register for the Internet banking service at the branch. The branch will give you a Pre Printed Kit (PPK) with your username and password for your first login.

In case you are unable to collect the PPK in person, the bank can send the username to you via SMS and a mailer containing the password to your registered address. You will need to log in to www.onlinesbi.com using this username and password. During your first login, you will have to complete a simple initialisation process. A net banking assistant from the SBI Bank will assist you step-by-step throughout this process on the site.

What should I do if I forget my internet banking username?

If you happen to forget your internet banking username, you have to visit your home branch and request for re-registration.

What are the good practices to create a password?

The good practices to create a password for your internet banking account are:

  • Do not choose your name, family name, or vehicle number as your password.
  • It is recommended to choose a word that is not available in English dictionary.
  • Change your password at regular intervals of time.
  • Do not note your password anywhere. Memorise your password.
  • Do not share your password with anyone even if they claim that they are from SBI.
Can I change the username and password provided to me by courier?

The username and password sent to you by courier are system-generated and it is mandatory for you to change them on your first login. Later, you can only change the password and username.

Which is the toll-free number for SBI online banking?

For any queries/complaints you have regarding SBI online banking, you can call on the following toll-free numbers:

  • 18001234
  • 18002100
  • 1800112211
  • 18004253800
  • 08026599990
How long will it take for my SBI net banking to get activated?

In case you’re a single account holder with an ATM card and a registered mobile number, your registration and activation will be almost instant. In case, you are a joint account holder, you will need to approach the nearest branch for creating the required credentials.

About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

logomaster-card

Pay taxes with your Mastercard credit card & enjoy benefits such as

  • Interest free credit period
  • Easy EMI conversions
  • Earn reward points
Use code: CTMASTER For Additional 10% Off!

*T&C apply disclaimer

logo-mastercardlogo-mastercard

Clear offers taxation & financial solutions to individuals, businesses, organizations & chartered accountants in India. Clear serves 1.5+ Million happy customers, 20000+ CAs & tax experts & 10000+ businesses across India.

Efiling Income Tax Returns(ITR) is made easy with Clear platform. Just upload your form 16, claim your deductions and get your acknowledgment number online. You can efile income tax return on your income from salary, house property, capital gains, business & profession and income from other sources. Further you can also file TDS returns, generate Form-16, use our Tax Calculator software, claim HRA, check refund status and generate rent receipts for Income Tax Filing.

CAs, experts and businesses can get GST ready with Clear GST software & certification course. Our GST Software helps CAs, tax experts & business to manage returns & invoices in an easy manner. Our Goods & Services Tax course includes tutorial videos, guides and expert assistance to help you in mastering Goods and Services Tax. Clear can also help you in getting your business registered for Goods & Services Tax Law.

Save taxes with Clear by investing in tax saving mutual funds (ELSS) online. Our experts suggest the best funds and you can get high returns by investing directly or through SIP. Download Black by ClearTax App to file returns from your mobile phone.

Cleartax is a product by Defmacro Software Pvt. Ltd.

Company PolicyTerms of use

ISO

ISO 27001

Data Center

SSL

SSL Certified Site

128-bit encryption