SBI Net Banking - How to Activate SBI Net Banking?

State Bank of India (SBI), the largest public sector bank in India, offers a net banking facility to its customers, both retail customers as well as corporate customers. This online facility enables customers to conveniently perform various banking tasks from any location at any time. However, customers must first activate their net banking accounts to enjoy this convenience.

In this article, we will walk you through a comprehensive guide on how to activate your SBI net banking account while highlighting all the associated factors that you need to know. 

What Is SBI Net Banking? 

In addition to its extensive branch network, the State Bank of India operates through its net banking portal, offering 24x7 banking services to both retail and corporate customers. Designed with cutting-edge technology and advanced features, this portal facilitates various banking activities such as downloading account statements, printing passbooks, online bill payments, cash withdrawals, applying for chequebooks, creating demand drafts and so on. 

SBI Net Banking Features

The following are the salient features of SBI net banking that you can avail of at your convenience:

• Through the SBI net banking portal, customers can conveniently transfer funds within their own accounts or conduct third-party transfers, saving their time and resources. 
• Bank customers can update their nomination and KYC details through the net banking portal at any time.
• The net banking portal provides a convenient payment method, enabling customers to make online payments for utility bills, mobile/DTH recharge, leisure expenses and so on. 
• Bank customers can open various accounts with SBI, such as RD, FD, Demat, etc., and manage them all from a single net banking account. 
• Its net banking portal can also be used to pay taxes, e-verify income tax returns, view TDS certificates and interest certificates.
• This net banking portal allows SBI bank customers to set up standing instructions for timely payments, transfers or auto-debits.

SBI Net Banking Registration

SBI customers must satisfy the following criteria to be able to register for SBI net banking services online:

• Have a savings account with SBI.
• Must have linked their mobile numbers with the bank account.
• Must have a valid ATM card.

How to Activate SBI Net Banking?

The following is a stepwise process to activate SBI net banking:

Step 1: Visit the SBI Online website.

Step 2: Click on ‘New User Registration’ under the ‘Personal Banking’ section. 

Step 3: A pop-up window will appear on the screen to confirm that you have not received an Internet banking kit. Click on ‘OK’.

Please note that if your bank has given you the SBI Netbanking credentials/kit, then you need not register for SBI Netbanking. You can directly log in by entering the user ID and password provided by the bank.

Step 4: A pop-up will appear. Here, select the ‘New User Registration’ option from the drop-down menu and click ‘Next’.

Step 5: In the next screen that appears, fill up the details such as the account number, CIF number, branch code, country, registered mobile number, and the facility you want to sign-up for. Also, enter the captcha code correctly. 

If you are unable to figure out the branch code, you can find it under the ‘Get Branch Code’ option. You must enter the state and the branch name to get the branch code.

Under the ‘Facility Required’ field, you can select one of the following options: View, limited transactions, and full transactions.

After filling in all the details, click on ‘I agree’ and then ‘Submit’ button.

Step 6: An OTP will be sent to the registered mobile number. Enter the OTP on the screen and click ‘Confirm’.

Step 7: Select the option ‘I have my ATM card’ and click ‘Submit’.

Step 8: Now, enter the ATM card details on the screen and click ‘Submit’.

Step 9: A temporary username will be displayed on the screen; take note of this username.

Step 10: Set a password and click ‘Submit’ to complete the registration process. 

Documents Required for SBI Netbanking

To activate the SBI Net Banking portal, you do not need to provide any documents. You just need to ensure that you have the following details readily available: 

• SBI Account Number 
• SBI Branch Code
• Registered Mobile Number 
• SBI ATM Card Details 
• CIF Number 
• Name of the Country

SBI Net Banking Login

Here is a step-by-step guide on how to log in for both personal and corporate banking in the SBI online net banking portal.

Personal Banking 

Step 1: Visit the SBI Online website.

Step 2: Click on the ‘Login’ button under the ‘Personal Banking’ section.

Step 3: On the next page, click on ‘Continue to Login’ button. 

Step 4: Enter your username, password and Captcha code and click ‘Login’ to access your account.

Step 5: You will be redirected to the homepage where you can access all information related to your account. You must also set the profile password when you login for the first time.

Corporate Banking

Step 1: Visit the SBI Online website.

Step 2: Click on the ‘Login’ button under the ‘YONO SBI Corporate Banking’ section.

Step 3: Enter your User ID, password and Captcha code and click ‘Login’ to access your account.

SBI Bank Net Banking Limit

The following table provides the per-day limit applicable to the different types of transactions you can conduct via SBI net banking:

How to Open an SBI Account Online? 

Follow the below steps to open an SBI account online (Fixed Deposit, Recurring Deposit, NPS, PPF, Demat and SSA)  via its net banking website: 

Step 1: Visit the SBI Online website and click ‘Login’.

Step 2: Enter your username, password and Captcha code and click ‘Login’.

Step 3: Click on the ‘Deposit & Investment’ tab.

Step 4: Select the account you want to open, enter the details and click ‘Submit’. 

Step 5: After form submission, visit the SBI branch and provide the supporting KYC documents. 

A SBI bank representative will process your account opening application and verify your documents. Upon successful verification, your bank account will be activated. However, this process could take around 3-5 business days. 

How to Check Balance Through SBI Net Banking? 

Step 1: Visit the SBI Online website and click ‘Login’.

Step 2: Enter your username, password and Captcha code and click ‘Login’.

Step 3: The homepage will appear. Here, click on 'Account Summary’ option available under the ‘Quick Links’.

Step 4: On the next page, click on ‘Click here for balance’ to know the balance.

SBI Bank Net Banking Password

There are 3 ways through which you can reset your SBI Net banking password: 

• By visiting the bank branch
• Using the profile password
• Using details of ATM card

You can visit the bank branch and reset your password. Alternatively, you can reset password online on the SBI portal by providing your profile password or ATM card details. The steps to reset SBI Netbanking password online are as follows:

Step 1: Visit the SBI Online website.

Step 2: Click ‘Login’ under ‘Personal Banking’ section.

Step 3: Click on the ‘Continue to Login’ button.

Step 4: In the login screen, click ‘Forgot Username/ Login Password’.

Step 5: A pop-up window will appear with a dropdown menu. Select the ‘Forgot My Login Password’ option and click ‘Next’.

Step 6: In the following screen, provide details such as username, account number, date of birth, mobile number, country, and captcha code and click ‘Submit’.

Step 7: An OTP will be sent to your registered mobile number. Enter this OTP on the screen and click ‘Confirm’.

Step 8: You will be redirected to a page where you can reset the password. Select either ‘Using ATM Card Details’ or ‘Using Profile Password’ option and click ‘Submit’.

Step 9: On the next screen, enter the required details, i.e. either your ATM card details or profile password, and click ‘Confirm’.

Step 10: You will get the reference number along with a link below to return to the retail portal. Click on the link.

Step 11: Enter the new password and click ‘Submit’. You can login to SBI Netbanking by entering the new password.

SBI Bank Net Banking Customer Care

Here are the toll-free helpline numbers that you can dial to contact the SBI Customer Care team:

• 18001234
• 18002100
• 1800112211
• 18004253800
• 08026599990

To stay relevant with the current digital landscape, the State Bank of India introduced its net banking facility, allowing customers to manage their finances online conveniently. Bank activities such as cash transfers, account balance checks, bill payments, etc., can be easily done through your SBI net banking account. 

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