Yes Bank Fixed Deposit (FD) Interest Rates 2025
Yes Bank is a full-service commercial bank founded in 2004 and is headquartered in Mumbai. The bank is focused on providing products and services catering to retail, MSMEs and corporate customers, for example, merchant banking, investment banking and brokerage businesses. Yes Bank provides attractive FD interest rates and flexibility. This article aims to cover everything you should know about Yes Bank FD schemes.
Highlights for 2025 Fixed Deposit Scheme of Yes Bank
Tenure | 7 days to 10 years |
Senior Citizen Interest Rates | 3.75- 8.25% p.a. |
Public Interest Rates | 3.25-7.75% p.a. |
Highest Interest Rates for Public | 7.75% |
Highest Interest Rates for Senior Citizens | 8.25% |
Premature Withdrawal | 0.75% - 1% Penalty |
Minimum Deposit Amount | Rs 10,000 |
Interest Rates of FD for Yes Bank for the Year 2025
Yes Bank fixed deposit interest rates for deposits below Rs. 3 crore are given in the below table effective from 8 June 2024:
| Period | Interest rates for regular customers (% p.a.)* | Interest rates for senior citizens (% p.a.) |
| 7- 14 days | 3.25 | 3.75 |
| 15- 45 days | 3.70 | 4.20 |
| 46- 90 days | 4.10 | 4.60 |
| 91- 120 days | 4.75 | 5.25 |
| 121- 180 days | 5.00 | 5.50 |
| 181- 271 days | 6.10 | 6.60 |
| 272 - less than 1 year | 6.35 | 6.85 |
| 1 year | 7.25 | 7.75 |
| 1 year 1 day - less than 18 months | 7.50 | 8.00 |
| 18 months | 8.00 | 8.50 |
| 18 months 1 day - less than 24 months | 7.75 | 8.25 |
| 24 months - less than 36 months | 7.25 | 7.75 |
| 36 months - less than 60 months | 7.25 | 8.00 |
| 60 months | 7.25 | 8.00 |
| 60 months 1 day - less than 120 months | 7.00 | 7.75 |
*Interest rates are subject to change at the discretion of the bank.
Different Types of FD Schemes
Fixed Deposit Scheme
The minimum deposit amount for this account is Rs.10,000. The minimum period is seven days, and the maximum is 10 years. This scheme is apt for people who would like a steady source of income at all times.
Special Features and Benefits of Yes Bank Fixed Deposits
- The minimum tenure for a deposit is seven days.
- Reinvestment option is available.
- Premature closure option is available, subject to applicable penalties.
- Sweep-in facility is available.
- Overdraft facility available.
- Nomination facility is available.
- Automatic renewal of deposits.
Basic Eligibility of Yes Bank FD Schemes
- Individuals
- HUFs
- Companies
- Partnership firms
- Sole proprietorships
- Family trusts
- Associations
- Clubs
- Societies
- Non-Resident Indian (NRI)
- Person of Indian Origin (PIO)
Documents Required to Open Yes Bank FD Schemes
- Identity proof:
- Passport
- Aadhaar card
- Driving license
- Government ID
- Senior citizen ID card
- Person of Indian Origin (PIO) card
- Overseas Citizen of India (OCI) card
- Photocopy of a bank statement or passbook of an NRI account with another bank in India with one initiated transaction, which is not older than four months.
- Address proof:
- Passport
- Aadhaar card
- Driving license
- Voter ID
- NREGA job card
- Valid overseas passport
- Utility bill which is not older than three months
- Credit card bill and a picture of the credit card which is not older than three months
- One month bank account statement
- One month depository participant account statement
- A tax assessment order which is not older than one year
Tax Benefits on Yes Bank Deposits
Fixed Deposit Interest Rate Calculator
Calculate the potential maturity amount and interest on your deposit using ClearTax’s FD Calculator.
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