Paytm SBI Credit Card - Benefits, How to Apply, Features, and Eligibility

The State Bank of India, in association with Paytm, has launched the Paytm SBI credit card for users who frequently shop on Paytm. This is an entry-level card with a low maintenance fee, offering high cashback on purchases and payments made through Paytm.

Keep reading to know about its features, benefits, eligibility criteria, and more.

Benefits of Paytm SBI Card

SBI Paytm credit card comes with the following benefits:

• You will earn a welcome bonus of a complementary Paytm First membership, which provides various benefits.
• Avail fuel surcharge of 1% for transactions between Rs. 500 and Rs. 3,000 across any petrol pump within India.
• You can get up to 3% cashback upon spending on travel, movies and Paytm Mall through the Paytm app. 
• For other purchases on the Paytm app, you can avail of a 2% cashback. 
• For offline and online purchases, you can get 1% cashback.
• You will get complimentary cyber fraud insurance coverage of Rs. 1 lakh. 

Features of Paytm SBI Card

Check out the notable features of Paytm SBI credit card:

• Cyber Fraud Protection

SBI Paytm Credit card provides insurance coverage of up to Rs. 1 lakh to the card holders against unauthorised credit card usage or cyber-attacks.

• International Recognition

Being globally reputed, nearly 2.4 crore establishments across the world accept Paytm SBI credit cards.

• Add-on Cards

You can apply for add-on credit cards for your dear ones so that they can access all the perks offered under SBI Paytm credit cards.

• EMI Balance Transfer

You can transfer the outstanding balance from other banks or credit cards to your SBI Paytm credit card and pay the EMI. Moreover, the Flexipay feature allows you to split expenses above Rs. 2,500 into easy monthly instalments.

• Easy Bill Pay 

You can pay utility bills like mobile, telephone, broadband, electricity, etc., using the Paytm SBI Rupay credit card.

Who Is Eligible to Apply for a Paytm SBI Credit Card?

Individuals meeting the below eligibility criteria can apply for an SBI Paytm credit card:

• The minimum age of the applicant should be 21 years.
• Both self-employed and salaried persons can apply for this credit card.
• The applicant should have a good credit score.

How to Apply for a Paytm SBI Card?

You can follow these steps to apply for the Paytm SBI credit card online:

Step 1: Download the Paytm app on your mobile and install it.

Step 2: Use your phone number and password to log into your Paytm account.

Step 3: Navigate the ‘Loans & Credit Cards’ option on the homepage and select the ‘Credit Cards’ option.

Step 4: Select the ‘Check Eligibility and Apply’ tab.

Step 5: Click on ‘Submit’ after entering all the required details on the application form.

Step 6: Eligible applicants can continue with the application procedure as per the provided instructions.

Documents Required to Apply for Paytm SBI Card

Here are the documents you need to provide while applying for an SBI Paytm credit card:

• Address proof, any of the following:
  • Passport
  • Aadhaar card
  • Ration card
  • Driver’s licence
  • Property registration document
  • Utility bills (last 3 months)
• Identity proof, any of the following:
  • Voter ID card
  • Passport
  • Aadhaar card
  • PAN card
  • UIDAI issued letters
  • Overseas Citizen of India (OCI) card
• Other documents:
  • Recent passport-size photographs
  • Bank statement
• Income tax return files for self-employed and salaried individuals

Paytm SBI Card Fees and Charges

Follow the chart below to know the fees and charges applicable to Paytm SBI card:

Paytm SBI Credit Card Limit

The SBI card limit varies for each credit cardholder depending on his/her SBICPSL (SBI Cards and Payments Services Private Limited) credit criteria. The SBI decides the credit card limit and informs you of it at the time of delivering your credit card. 

SBI Credit Card to Paytm Transfer Charges

The SBI Credit Card to Paytm wallet charge is 2% if you have transferred more than Rs. 10,000 in your e-wallet in a month. 

How to Pay SBI Credit Card Bills through Paytm?

You can follow these easy steps to pay your SBI credit card bill through the Paytm app:

Step 1: Open the Paytm app and click the ‘Credit Card Payment’ option under ‘Recharge & Bill Payments’. 

Step 2: Fill in your credit card number on the required box.

Step 3: Select the ‘Proceed’ button to check the bill amount for your SBI credit card.

Step 4: Select any of the following payment modes and complete your payment:

• UPI
• Net banking
• Debit card
• Credit card

Paytm SBI Credit Card Customer Care Number

Paytm SBI credit card customer care number is 1860-180-1290. You can call this number if you need any assistance regarding your Paytm SBI credit card status.

Individuals with a limited credit background can apply for a Paytm SBI credit card to avail of multiple benefits. With this card, you can avail cashback and discounts against the expenses on shopping, travel, or movie tickets. 

Related Paytm Articles:
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2. How To Transfer Money From Paytm Wallet To Bank Account?
3. How to Add a Bank Account in Paytm?
4. Paytm HDFC Credit Card

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