Since it was incorporated in 1994, the Housing Development Finance Corporation Limited (HDFC Ltd) has grown into one of the leading private sector banks in India. It has 8,086 operating branches and 20,688 ATMs across 3,836 cities/towns.
HDFC credit cards are widely popular among customers as convenient financial tools for managing expenses effortlessly. HDFC Bank's credit card customer care number is easily accessible, and customers get instant assistance and support regarding credit card-related issues. Read on to learn the different ways to reach HDFC’s customer care team.
You can call any of the following HDFC customer care toll-free numbers for any grievance or queries:
You can avail various HDFC credit card services like checking your outstanding balance and reward points, activating a credit card, etc by sending an SMS from your registered mobile number to the number 7308080808. You don’t need to type in codes. Instead, you can explain what you want in words in the SMS body.
Credit card-related service requests and complaints that can be raised by sending an SMS to 7308080808 include:
You can even use WhatsApp to send a message to 707 0022 222 describing your issue and requesting for assistance. The support team will respond promptly.
You can write an email to the Principal Nodal Officer if the concerned Grievance Redressal Officer has not effectively resolved your issue within 10 business days. To send an email with a complaint, follow the below-mentioned steps:
Step 1: Open HDFC's Contact Us page.
Step 2: Under the 'Nodal Officers/Principal Nodal Officer' section, select the 'Email us' option.
Step 3: A complaint form will open up. Fill in the details and submit it.
Step 4: The Nodal Officer will get all the details you have entered in the form of an e-mail.
The following is a list of city-wise tolled (chargeable) numbers to reach HDFC credit card customer care in each city:
City | Contact Number |
Pune | 020 61606161 |
Mumbai | 022 61606161 |
Kolkata | 033 6160616 |
Jaipur | 0141 6160616 |
Indore | 0731 6160616 |
Hyderabad | 040 61606161 |
Delhi and NCR | 011 61606161 |
Cochin | 0484 6160616 |
Chennai | 044 61606161 |
Chandigarh | 0172 6160616 |
Bangalore | 080 61606161 |
Ahmedabad | 079 61606161 |
Lucknow | 0522 6160616 |
If your city is not mentioned on this list, you can dial the following number to resolve your credit card queries - 1860 267 6161
HDFC has a running Twitter handle (https://twitter.com/hdfc_bank?lang=en) for customers to post any service-related complaint or query. The customer care team responds instantly and is ready for assistance 24/7.
You can also write a letter explaining your query or complaint to HDFC Bank’s credit card customer care addresses mentioned below.
For Regular Post:
Manager,
HDFC Bank Cards Division,
PO BOX # 8654,
Thiruvanmiyur PO,
Chennai - 600 041
For Courier:
Manager,
HDFC Bank Cards Division,
# 8, Lattice Bridge Road,
Thiruvanmiyur, Chennai - 600 041
Within the next 10 working days, you can expect a response. If your issue is still unresolved, you can escalate the matter to the concerned nodal/principal nodal officer through call, email or letter.
You can write a letter to the concerned nodal officer instead of sending them an email. Below is the list of the nodal officers and their postal addresses:
Area of Operation | Centre | Address |
Andhra Pradesh and Telangana | Hyderabad | HDFC Bank Ltd, 8th Floor, HDFC Bank House, Road No.1, Banjara Hills, Hyderabad - 500 034 |
Assam, Manipur, Arunachal Pradesh, Mizoram, Meghalaya, Tripura and Nagaland | Guwahati | HDFC Bank Ltd, Ujjal Arcade, Ground Floor, M.C. Road, Chenikuthi Bus Stop, Guwahati, Assam - 781 003 |
Bihar | Patna | HDFC Bank Ltd, Pustak Bhawan, Opposite Gopal Complex, Shaheed Chowk Ranchi- 834 001 Jharkhand |
Chhattisgarh | Raipur | HDFC Bank Ltd, Plot No. Z-1, Asha Avenue Building, MP Nagar Zone -1, Bhopal -462011 (M.P) |
Delhi | Delhi I | HDFC Bank Ltd, 5th Floor Ambience Mall Sector - 10 Rohini, Delhi-110085 |
Gujarat, Union Territories of Daman and Diu, Dadra and Nagar Haveli | Ahmedabad | HDFC Bank House, Opp. Navrangpura Jain Temple, Navrangpura, Ahmedabad - 380 009 |
Haryana (except Ambala, Yamuna Nagar and Panchkula Districts) and Ghaziabad and Gautam Budh Nagar districts of Uttar Pradesh | Delhi II | HDFC Bank Ltd, 5th Floor Ambience Mall Sector -10 Rohini, Delhi-110085
|
Punjab, Himachal Pradesh, Union Territory of Panchkula and Chandigarh, Yamuna Nagar and Ambala Districts of Haryana | Chandigarh | HDFC Bank Ltd, Plot No I-15, Sector 101, Alpha IT City, Mohali - 160062 |
Jammu and Kashmir | Jammu | HDFC Bank Ltd, 5th Floor Ambience Mall Sector - 10 Rohini, Delhi-110085 |
Jharkhand | Ranchi | HDFC Bank Ltd, Pustak Bhawan, Opposite Gopal Complex, Shaheed Chowk Ranchi - 834001, Jharkhand |
Karnataka | Bangalore | HDFC Bank Ltd., MG Towers No. 16, Sarakki Main Road, MG Gardens, JP Nagar, 1st Phase, Bangalore – 560078 |
Kerala, Union Territory of Lakshadweep and Puducherry (only Mahe Region) | Thiruvananthapuram | HDFC Bank Ltd, Cordial Residency Towers, Opposite Kurups Lane, Sasthamangalam, Thiruvananthapuram - 695010 |
Madhya Pradesh | Bhopal | HDFC Bank Ltd, Plot No. Z-1, Asha Avenue Building, MP Nagar Zone -1, Bhopal -462011 (M.P) |
Districts of Mumbai, Mumbai Suburban and Thane | Mumbai I | HDFC Bank Ltd, 5th Floor, Tower B, Peninsula Business Park, Lower Parel West, Mumbai 400013 |
Maharashtra, (except the districts of Mumbai, Mumbai Suburban and Thane) and Goa | Mumbai II | HDFC Bank Ltd, 5th Floor, Tower B, Peninsula Business Park, Lower Parel West, Mumbai 400013 |
Odisha | Bhubaneswar | HDFC Bank Ltd., Jardine House, 4 Clive Row, Kolkata - 700 001 |
Rajasthan | Jaipur | HDFC Bank Ltd, A-8 Hanuman Nagar (A), Jaipur - 302021, Rajasthan |
Tamil Nadu, Union Territories of Puducherry (except Mahe Region) and Andaman and Nicobar Islands | Chennai | HDFC Bank Ltd., Prince Kushal Towers, First Floor, A Wing, 96, Anna Salai, Chennai - 600002 |
Uttar Pradesh (excluding Districts of Gautam Buddha Nagar, Ghaziabad, Shamli (Prabudh Nagar), Saharanpur, Muzaffarnagar, Meerut, Baghpat, Bijnor and Amroha (Jyotiba Phule Nagar) | Kanpur | HDFC Bank, 2nd Floor, Pranay Towers, 38 Darbari Lal Sharma Marg, Near Pratibha Cinema, Lucknow - 226001 |
Uttarakhand and seven districts of Uttar Pradesh viz., Shamli (Prabudh Nagar), Saharanpur, Baghpat, Muzaffarnagar, Bijnor, Meerut and Amroha (Jyotiba Phule Nagar) | Dehradun | HDFC Bank, 2nd Floor, Pranay Towers, 38 Darbari Lal Sharma Marg, Near Pratibha Cinema, Lucknow - 226001 |
West Bengal and Sikkim | Kolkata | HDFC Bank Ltd. Jardine House, 4 Clive Row, Kolkata - 700 001 |
The address of the Principal Nodal Officer of HDFC Bank Ltd is as follows:
HDFC Bank Ltd.,
5th Floor, Tower B,
Peninsula Business Park,
Lower Parel West,
Mumbai - 400013
The Principal Nodal Officer will reply within 10 business days when you have followed the escalation matrix. Thus, please remember to follow the escalation matrix, i.e. when you have a grievance, first contact the customer care number, then the grievance redressal officer, and lastly, the Principal Nodal Officer.
Even after following the escalation matrix, if there are instances where your complaints are not resolved, you can contact the Banking Ombudsman. However, contact the Banking Ombudsman if your complaints are not resolved within 30 days from the date when your complaint was filed with the Principal Nodal Officer.
Keeping in mind ‘Customer Focus’, one of HDFC Bank’s 5 core values, the bank offers multiple channels for feedback and complaints. The ‘Grievance Redressal System’ is one such customer-assistance service provided by the bank so that customers can write their complaints to the Grievance Redressal Officer.
To keep everything properly structured, the grievance system accepts complaints through a form. It asks for all the necessary details to be filled in by the customer and upon submission, sends it to the Redressal officer in the form of a mail. The steps to lodge a grievance are as follows.
Step 1: Visit the official website of HDFC Bank and go to the Contact Us page.
Step 2: Scroll down to the ‘Grievance Redressal Officer’ section, expand it, and click on ‘Contact details’.
Step 3: On the contact details page, click on the option 'Email us’.
Step 4: The ‘Write to Grievance Redressal Officer’ form will appear. Enter all necessary details along with your complaint, and submit the form.
If you are overseas, the HDFC customer care numbers you can access are as follows:
Country | Contact Number |
Canada | 855 999 6061 |
USA | 855 999 6061 |
Singapore | 800 101 2850 |
Kenya | 0 800 721 740 |
Other countries | 91-2267606161/91-2260006000 |
Note: These calls may be subject to ISD calling rates. Please check with your service provider for more details regarding the charges.
The most common queries HDFC credit card users have are related to cards getting stolen/lost or blocked.
If you find out that your card has been stolen or you have lost it, report the loss of your card by calling the customer service helpline. Alternatively, you can log into your HDFC credit card net banking account to select the appropriate option to block the card.
Your HDFC credit card cannot be reactivated if it has been blocked (due to the detection of suspicious activity or any concern you reported regarding an unauthorised transaction). In such a case, it is recommended that you ask for a replacement card.
You can raise a request for a replacement card by contacting a customer service representative. Then, pay for a new card via net banking, download the required form, fill it out and physically mail it to the address mentioned below:
HDFC Bank Cards Division, P.O BOX #8654, Thiruvanmiyur P.O. Chennai 600 041
The ‘Contact Us’ page of HDFC Bank’s official website provide ample information regarding all the possible ways to reach the customer care team, officers, and other important personnel of the bank to assist you in resolving credit card-related issues.
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HDFC Ltd is India's leading private bank since 1994 with 8,086 branches and 20,688 ATMs. HDFC credit cards are popular for customer care accessibility via phone, SMS, email, Twitter, and post. The bank also provides international helpline numbers. A structured grievance redressal system guides customers to resolve issues effectively. Various services, such as blocking cards or EMI conversions, can be requested through multiple channels.